An external changelog provides with essential updates on features, security, compliance, and interface changes, helping them stay informed about developments affecting their use of the product.

It aids in understanding the implications of these changes for business operations and in planning any necessary adaptations in systems or processes.

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2024

November

Card payments

• Added support for the Guide
  Secure Card on File (SCOF) is the network tokenization solution that replaces primary account numbers with token values to enable fast, secure, and convenient payments. SCOF tokenization type for secure, seamless, and efficient card-on-file payments.

Alternative payments

• Added Guide
  PIX simplifies real-time payments in Brazil with secure and instant account-to-account transfers. PIX as an alternative payment method for Brazil, providing real-time payment functionality.

Payment insights

• Implemented automatic Guide
  Learn about fraud codes to identify patterns and improve risk management strategies. email receipts to enhance customers’ post-purchase experience.

Risks

• Added:
  • Guide
    Learn about fraud codes to identify patterns and improve risk management strategies. fraud reason codes page describing the reasons why the fraud was flagged
  • Guide
    Scale your business with PayPal's pre-dispute alert. PayPal alerts to help prevent chargebacks, improve visibility, and optimize workflows

Subscriptions

• Expanded the Guide
  Explore Solidgate subscriptions for seamless recurring customer payments. subscription overview to include the trial description and a note on changes to trial settings.

October

Testing

• PayPal Guide
  PayPal testing allows you to simulate failed transactions using a sandbox environment, which is useful for ensuring that your system correctly handles various scenarios, including negative flows. sandbox testing now supports simulating failed transactions, helping ensure your system correctly handles negative flows such as insufficient funds, card blocks, and invalid card tokens.

Payment form

• Added cardBrandIconStyle field in the Guide
  Efficiently integrate a resign payment form with saved card details. Resign Form , enabling customization of card brand icon appearance to improve visual consistency and user experience.
• Enhanced the CardMessage Guide
  Form events are essential checkpoints for monitoring user interactions in payments. event , allowing for a more individual approach to payment and optimized transaction processing depending on the card type.
• Updated Guide
  Our payment form supports recent versions of Chrome Mobile, Safari, and Samsung Browser on mobile, requires TLS 1.2 on all browsers, and may not perform reliably with in-app browsers or certain browser extensions. supported browsers list and clarified support limitations, including considerations for in-app browsers and extensions.

Payment link

• Enabled the Guide
  You can create and customize payment links using the API or HUB by providing transaction details, adjusting the appearance, and managing options such as editing, duplicating, or deleting links as needed. management of Payment Link as a reusable solution directly through the HUB, eliminating the need for code and streamlining setup for non-technical users.

Finance

• Introduced Guide
  Strengthen the financial clarity with settlements and settlement reports. settlement functionality and settlement reports, enhancing reconciliation processes and enabling more efficient data analysis for financial operations.

HUB

• Added the Solidgate Guide
  Optimize your product and payment management with the Solidgate HUB. HUB overview for informed management of business operations.

Subscriptions

• Extended the list of Guide
  Explore Solidgate subscriptions for seamless recurring customer payments. statuses and Guide
  Harness the power of subscription webhooks for efficient subscription status monitoring. webhooks to effectively track subscription states and make data-driven decisions to optimize subscription-based revenue.
• Added:
  • possibility to Guide
    Empower your global business by managing fixed indirect taxes. apply tax profiles to products via API for convenient product management
  • a new endpoint for Guide
    Customize product pricing and streamline payment processing with multi-currency and easy editing. retrieving product details by product ID

Compliance

• Added a Guide
  Navigate the banking landscape with business integrity checklist and best practices. business integrity checklist to ensure best practices for smooth acquiring and corporate bank account opening.

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September

Payment form

• Empowered Payment Form with:
  • Ability to process Guide
    Optimize your payment form with Apple Pay integration, providing a secure and efficient checkout for Apple device users. Apple Pay payments in non-Safari browsers using the new integrationType parameter, expanding payment options for a seamless checkout experience.
  • paymentDetails Guide
    Form events are essential checkpoints for monitoring user interactions in payments. event , which informs merchants of updates or changes to payment details, including price, taxes, and other relevant information, enabling comprehensive tracking of user actions through generated events.

Finance

• Updated the Guide
  Streamline tax management for your international business operations with Solidgate. Taxes section and introduced a solution for handling Guide
  Empower your global business by managing fixed indirect taxes in Solidgate HUB. fixed indirect taxes . It is designed to help adapt to various tax jurisdictions, making it easier for businesses operating in multiple regions to stay compliant with local tax laws while maintaining efficient operations.

Card payments

• Added moto type for payments Guide
  Boost transaction success and customer satisfaction by enabling CVV-free payments. without requiring CVV input.
• Expanded the Guide
  Use zero-amount authorizations to verify cards and store details for future transactions. zero-amount authorization flow to support both Google Pay and Apple Pay requests.

Alternative payments

• Removed Sofort from available Guide
  Explore and benefit from the most suitable alternative payment methods. APMs , impacting all integration options where it was previously available.

Subscriptions

• Updated the Guide
  Explore the Solidgate free subscription trial options. free trial options for subscriptions by adding a zero-amount authorization for a smooth start to the trial period.
• Revised error descriptions and recommendations for Guide
  This error indicates an issue with the customer’s subscription, which can happen for various reasons. For instance, it occurs if the customer already has an active subscription for that product. 2.14 Subscription error .

Risks

• Added PayPal Guide
  Learn how to conveniently provide evidence via Solidgate HUB. dispute representment to Solidgate HUB, allowing direct submission of evidence for PayPal review.

Reporting

• Added filter criteria to the subscriptions report API to get data based on updated_at and created_at values for efficient data retrieval.

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August

Payment form

• Added a condition, advising against creating multiple Guide
  Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal buttons with the same order_id using both host-to-host requests and the payment form simultaneously.

Card payments

• Updated the Guide
  Settlement intervals based on payment type and card scheme limits ensure that settlements can be made without a separate request. settlement terms with information about handling PSPs settlement limit by comparing it with the settle_interval to ensure a smooth settlement process.
• Revised error descriptions and recommendations for Guide
  This error indicates that the next subscription or a 1-click payment using a recurring token via this card is not allowed. 3.11 Recurring payment cancelled and Guide
  This error indicates an issue with the transaction amount, which may be incorrect or exceed allowable limits. 2.02 Invalid amount .

Alternative payments

• Added Guide
  Open banking streamlines real-time, direct bank payments across Europe. Open banking country-specific visual assets for download to enhance the checkout experience across different regions.

Subscriptions

• Implemented the Guide
  Employ coupons to customize subscription discounts. coupon code import for efficient management and distribution of promo codes at scale, saving time and supporting marketing campaigns to drive customer engagement and sales.
• Added options to Guide
  Enabled managing subscription pauses with flexible start and end points, ensuring smooth transitions between active and paused statuses. pause the subscription immediately and infinitely, providing a flexible alternative to setting a specific start date or avoiding full cancellation, which enhances customer satisfaction and retention.

Reporting

• Added filtering filter criteria to the Guide
  Detailed transaction insights for APMs with customer data. APM orders and Guide
  Comprehensive insights for managing PayPal disputes and optimizing resolution processes. PayPal disputes reports, and included the legal_entity field in Guide
  Financial entries report offers crucial data for reconciliations and reporting. financial reports , enhancing report unloading and data analysis.

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July

Payment form

• Enhanced Payment Form with a Guide
  Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal button for streamlined checkout, featuring faster button rendering and the ability to display the PayPal option through a parameter during intent initialization.
• Updated Guide
  Simulate payments to test your integration before launching in production. test cards for declining orders for recurring and recurring auth transactions, and general 0.01 error codes.

Card payments

• Updated the retry limit to 120 attempts for resign, void, settle, and refund operations, enhancing the quality of the Guide
  Accept and manage payments from your customers. payment processing .

Alternative payments

• Implemented Guide
  Open banking streamlines real-time, direct bank payments across Europe. Open banking as an additional payment method for EU customers.
• Empowered PayPal integration with:
  • Extension of the Guide
    Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal button post-initialization period to 7 days, improving payment flexibility and potentially increasing conversion rates by allowing customers more time to complete transactions.
  • A dynamic descriptor for Guide
    PayPal provides a global online payment platform. PayPal for enhanced user payment recognition and enabling better transaction matching with alerts, potentially reducing disputes and chargebacks.

Subscriptions

• Implemented subscription payment attempt limit for subscription first payments, restricting the number of invoices in the processing state to a maximum of 3 for identical customer_account_id and product_id combinations. This limit improves first-sale conversion rates and allows payment flexibility while effectively managing orders in the processing state.

Risks

• Updated the Guide
  Effectively managing PayPal disputes and chargebacks. PayPal risk metrics page for streamlined handling of internal disputes, claims, and external chargebacks, along with best practices for fraud prevention and maintaining healthy dispute ratios.

Reporting

• Added the Guide
  Automate indirect tax compliance on all your transactions using Solidgate. US taxes page, introducing automated US indirect tax compliance through Avalara and Vertex partnerships, streamlining tax management across various transaction types and providing automated receipt generation.
• Added the filter parameter to the chargebacks API and card fraud alerts API reports to get data based on updated_at and created_at values.

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June

Alternative payments

• Updated the flow image with the list of all fields that can be returned for Guide
  Boleto Bancário enhances online shopping in Brazil by offering a flexible voucher payment method. Boleto , Guide
  Efecty expands access to e-commerce in Colombia with a large number of cash acceptance points. Efecty , Guide
  OXXO vouchers enhance Mexico's payment landscape. OXXO , Guide
  Sencillito streamlines payments in Chile with its cash payment system. Sencillito , and Guide
  Servipag provides universal payment solutions in Chile. Servipag .

Subscriptions

• Added information that an Guide
  Product archiving is a convenient approach to maintaining an organized and clutter-free view of your current product catalog, making it easier to manage and update active products. archived product can be duplicated to create a new offer.
• Guide
  Subscription restoration resumes a cancelled subscription with the billing period adjusted based on the defined expiration date. Restore subscription page is updated to include information about verifying existing subscriptions with the same customer_account_id and product_id combination and checking if the subscription is already being processed to avoid duplicates and unwanted charges.

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May

Payment form

• Extended the list of Guide
  Payment Form can be automatically translated to the customer's preferred language, enhancing the overall checkout experience and improving conversion rates. supported translations with el, hr, hu, sk, sr, ur for reaching a broader global customer base.

Payment page

• Extended the list of:
  • Guide
    The Payment Page adapts automatically based on the configuration to enhance the checkout experience, ensuring clarity and ease of use. supported translations with da, fr, sv, fi, el, no for reaching a broader global customer base, which also applies to Payment Link API
  • alternative payments with Guide
    BLIK streamlines online payments in Poland, enabling direct bank account transactions. Blik and Guide
    MB WAY enhances digital payments in Portugal. MB WAY to increase conversion rates in respective markets
• Implemented an additional field rule, india_zip field, for entering the Indian ZIP code. It matches its usage on the Guide
  Similar to the Payment Form, the Payment Page can have the necessary additional fields. This enables dynamically displaying relevant fields based on the customer's location, improving data collection accuracy and providing a tailored checkout experience. Payment Form .

Alternative payments

• Implemented Guide
  Cash App Pay lets customers make online and in-app purchases with the stored funds or with their linked credit and debit cards or bank account. Cash App Pay , a US digital wallet to expand payment options for the US customers.

Subscriptions

• Improved:
  • the calculation for the next charge date after the Guide
    During the redemption period when failed subscription payments occur, Solidgate calculates the next charge date and retries the invoice collection with optimized intervals, ensuring proper billing cycles. redemption period , ensuring accurate billing and positive customer experience
  • the Guide
    The trial price can be set in the smallest currency unit that allows creating attractive trial offers and promotions to increase customer acquisition and engagement. trial price setting in the smallest currency unit
• Implemented the Guide
  Product archiving eases active product management while preserving historical records of discontinued offerings for easy reference. Archive product feature in the new HUB version for enhanced product catalog management.

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April

Payment form

• Integrated PayPal SDK into the Payment Form SDK as a payment button, with simulated transport for collecting payments and a callback for processing payments; also updated the Guide
  Efficiently integrate a resign payment form with saved card details. Resign Form SDK.
• Implemented:
  • an Guide
    Solidgate Payment Form will check the Card BIN and receive a list of necessary additional fields according to information about the BIN country (the first 6 digits). additional field rule, india_zip field, for entering the Indian ZIP code
  • the display of logos of more brands, cardbrands field, on the form

Card payments

• Updated the Guide
  Auto-settle is a feature that automatically settles orders if you provide a settle_interval value in your charge requests with the type auth. auto-settle logic description and expanded the validation rule for settle_interval.

Alternative payments

• Removed M-Pesa (Africa) from available Guide
  Connect alternative payment methods to boost your checkout conversion. Solidgate offers diverse payment methods, aiding merchants in understanding and catering to local preferences globally. payment methods .

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March

• Improved a detailed Guide
  Simulate payments to test your integration before launching in production. testing guide for pre-launch integration, including sandbox testing, scenario simulations, and error handling.
• Added:
  • Guide
    Specific IP addresses are used for outbound requests to external services for secure and effective communication. outgoing request tracking for IP addresses to enhance network security and monitoring
  • Guide
    The payment failed due to a technical issue on the provider’s or processor’s side. 6.03 processing issue error code, advising to retry the payment or use an alternative card

Payment form

• Added:
  • resign payment form to Kotlin, Node.js, Go, Python, and PHP SDKs
  • a subscription flow to the Guide
    Efficiently integrate a resign payment form with saved card details. resign payment form , requiring product_price_id for product pricing and customer_account_id for customer identification

Payment page

• Enhanced the Payment Page Guide
  The language of the information on the payment page is determined by: language parameter passed; browser language, if no parameter. translations by adding Romanian ro, further supporting our global user base and improving accessibility for Romanian-speaking customers.

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February

Payment form

• Implementation of CPF brazil_cpf validation improves payment accuracy by enabling users to correct entered data before submission.
• Introduced type validation for the Payment Form FormParams to ensure data integrity and accurate form submissions.
• Updated the cardholder name card_holder validation regular expression to ^\w.{2,50}\w$ for both the payment form and payment page, enhancing accuracy in user input.
• Added:
  • Guide
    Payment Form is optimized for secure environments and is not suitable for embedding within merchant’s iframes or on HTTP web pages. Iframe and HTTP Limitations , detailing the constraints for embedding the Payment Form in iframes and on HTTP pages, particularly affecting Apple Pay and Google Pay transactions
  • Guide
    These insights help merchants understand common issues and optimize their strategies for successful resign transactions, enhancing customer experience and potentially boosting conversion rates. error insights , explaining common errors in resign transactions and their impact on success rates and customer experience
• Implemented a feature to notify users about potential Guide
  This process is designed to enable secure and reliable payment processing through the use of 3D Secure (3DS) with challenge authentication flow. 3D Secure verification on the Payment Form, preventing misconceptions of form unresponsiveness.

Payment page

• Added Guide
  Additional information about the payment page. page insights , providing comprehensive guidance on creating a Solidgate payment page and generating Guide
  After creating the Solidgate Payment Page, the subsequent step involves generating a QR code, enabling customers to easily initiate payments. QR codes , essential for enhancing payment experiences, especially on smart TVs.

Alternative payments

• Implemented Guide
  Unified Payments Interface (UPI), India's premier payment solution, boasts high transaction success rates. UPI as a new payment method that supports seamless transactions in India with the possibility of refunds and certain transaction limits.
• Added details on Guide
  This overview assists merchants in seamlessly integrating payment solutions for the Indian market, addressing crucial aspects like status delays, transaction limits, decline reasons, and specific payment flows. India-specific integration requirements for payments, covering status delays, transaction limits, decline reasons, and payment flows for cards and UPI.

Subscriptions

• Updated Guide
  This cancel code occurs when customers revoke their billing token by contacting customer support side or on PayPal’s. cancel code 8.11 to reflect the specifics of declining recurring payments when receiving Guide
  Merchant Advice Codes (MACs) are introduced by Mastercard to clearly communicate to merchants the reason for declining transactions, and the course of action that merchants can take. MACs such as 3 and 21.
• The Guide
  This feature prevents subscription interruptions, whether triggered by card-related issues or a desire to switch to an alternative payment source. update subscription token feature has been added, ensuring seamless subscription management and reducing payment disruptions.
• Implemented the return Guide
  This cancel code is used when a decline occurs on a recurring payment, and retries during the redemption period have been activated but were unsuccessful, resulting in the automatic cancellation of the customer’s subscription. cancel code 2.09 to indicate an invalid expiration date when the card linked to a token has expired, ensuring accurate payment processing.
• Enhanced the API Reference by allowing the creation API and update API of product prices with a maximum value, and enabling a settle interval settle_interval of 0 for flexible scheduling.

HUB

• Added a geo_country filter to the Hub dashboard to collect customer location-based analytics.
• Updated the Sign Up form to allow the entry of Instagram/Facebook handles in the designated field, enhancing social media connectivity.

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January

Payment form

• Made the IP field ip_address optional to accommodate a wider range of use cases.
• Added Hebrew he to Guide
  If your preferred language is not listed, our payment button will be displayed in English by default. supported translations.

Card payments

• Updated recommendations related to decline reasons in versions Guide
  Card is expired. 2.09 Invalid expiration date and Guide
  An error occurred and the token was not found. 7.01 Card token not found.

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2023

December

Payment form

• Added examples for encrypting paymentIntent for form generation Guide
  An alternative option for integrating the payment form exists without using the Solidgate SDK. without SDK in Node.js , Go , PHP , Python , Kotlin , C# , Ruby , and Java .
• Both geo_country and platform Guide
  To initiate a charge, supply transaction-specific information through paymentIntent fields. request parameters are now optional.
• The partialIntent Guide
  After forming the merchant data and converting it to a plain object, use it in front-end code to update with the partialIntent encrypted String. object includes the capability to update Order metadata, enhancing business process efficiency.
• Guide
  To initiate a charge, supply transaction-specific information through paymentIntent fields. Implemented character limit validation for the customer_email field, restricting it to a maximum of 100 characters.

Payment link

• Guide
  A Payment Link is a URL that takes customers directly to a unique payment page to complete a payment. You can quickly and easily create a Payment Link URL and embed it or share it via email. Payment Links now support both one-time and recurring subscription payments, with the creation process streamlined through Solidgate’s Postman collection.

Card payments

• Added:
  • external_mpi_data to APIs for improved third-party 3D Secure authentication handling
  • merchant_advice_code in the system for clearer communication regarding declined transactions and actionable merchant advice
  • separate fields for customer_phone_country_code and phone number in all requests
• Implemented a detailed explanation of the Guide
  This process is designed to enable secure and reliable payment processing through the use of 3D Secure (3DS) with challenge authentication flow. frictionless flow in 3D Secure processes.

Alternative payments

• Integrated Guide
  Przelewy24 is a leading online payment method in Poland, offering a variety of payment options like bank transfers, credit cards, and e-wallets. Przelewy24 and Guide
  BLIK streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts. Blik to expand payment options, specifically enhancing services for the Polish market.

Subscriptions

• Added order_data to the subscription Webhook invoices object for expanded data management.

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