Collecting and transmitting supplementary customer information is crucial to ensure successful acceptance of alternative payment methods in specific regions.
This data must be included within the
initial payment
API
request using the payment_type_data field.
India
This overview assists merchants in seamlessly
Guide
Unified Payments Interface (UPI), India's premier payment solution, boasts high transaction success rates.
integrating payment solutions
for the Indian market, addressing crucial aspects like status delays, transaction limits, decline reasons, and specific payment flows.
Payment flows and limitations
Processing for non-India-issued cards by Indian providers is currently unavailable. Only two-step payments (auth + settle) are supported.
Authorization for transactions in this system has a duration of 3 days, after which an automatic refund is initiated by the provider.
Cards that don’t support recurring charges will be declined initially, and MOTO (Mail Order/Telephone Order) transactions are unavailable.
charge) are utilized.
The number should be 8 to 15 digits long, including the country code, and contain only digits and the '+' symbol.
Recurring payments:
- up to ₹15,000 can be processed without customer intervention and without
Guide
This process is designed to enable secure and reliable payment processing through the use of 3D Secure (3DS) with challenge authentication flow. 3D Secure - above ₹15,000 are not currently available.
All first payments with India-issued cards will go through 3D Secure authentication.
processing status on average for
36
hours, but it could be up to
48
hours.