Payment lifecycle
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Payment lifecycle
Efficiently manage and track alternative payments with real-time updates

It is essential to differentiate between an order and a transaction when dealing with payments, as each has a distinct role in the payment process. An order signifies a customer’s request to buy goods or services records of the intended purchase. On the other hand, a transaction refers to the actual movement of funds corresponding to that order.

This methodical approach enables tracking the life cycle of an order and its associated transactions, ensuring effective management of both operational and financial aspects.

Solidgate offers a Guide
The APM orders report provides merchants with critical insights into transactions processed through alternative payment methods, supporting better financial and operational decision-making.
reporting solution
that allows you to retrieve detailed information on transactions. This report provides comprehensive data including order IDs, statuses, amounts, and customer details, which are essential for understanding and optimizing APM transaction flows.

Order status

Value Final state Description
created No The order begins in the initial state upon creation and stays there until a payment attempt is made.
processing No An order enters this state when payment is first attempted and stays here until a payment is captured.
settle_pending No This state applies to payment methods such as iDEAL/Open banking, where the payment is confirmed but not credited to the merchant's account.
approved Yes The order is approved, and the payment is successfully processed.
declined Yes The order was declined.
refunded Yes Funds from the order were transferred back to the customer.
The final state denotes whether an order can remain in that state until subsequent actions such as void or refund, as part of logical system processing.

Transaction status

Value Description
created The transaction was created.
processing The transaction is currently undergoing processing.
settle_pending The payment is confirmed but has not yet been credited to the merchant's account, and it applies only to iDEAL/Open banking methods.
success The transaction has been successfully processed.
fail The transaction has been rejected. Refer to the Guide
Understand why the payment is declined and how you can resolve it.
error code
for additional information.

Transaction type

Value Description
pay The operation of charging includes authorization and capture in a single transaction.
recurring The operation of executing payments using a token for repeated transactions.
refund The operation of transferring funds back to the cardholder.

Webhook

Order status Webhook provides real-time updates on APM transactions, allowing to monitor and manage various payment options as they progress asynchronously, while the prevent alert Webhook delivers real-time alerts for chargeback risks, helping to improve dispute resolution.

Guide
Subscribe for events on your Solidgate account so your integration can automatically trigger actions.
Webhooks
ensure that merchants receive prompt notifications as transactions progress, allowing them to monitor and effectively manage the diverse payment options offered by APMs.

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