APM overview

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APM overview
Explore and benefit from the most suitable alternative payment methods
Alternative payment solutions give customers flexibility and convenience by letting them choose their preferred payment options.

Offering a choice of APMs at checkout is crucial for staying competitive and improving conversion rates, as payment preferences differ significantly by location and demographic.
Payment type

Online - transactions processed directly through a bank or payment provider's online platform

Cash payment - customers generate a voucher or payment code and complete the transaction in cash at a designated location

Wallet - transactions are processed through a digital wallet, allowing customers to pay directly from stored funds or linked accounts

 Payment flow

Direct - customer completes the payment without leaving the merchant's website or app

Redirect - customer is redirected to a third-party site, such as a bank or payment service, to complete the payment

It is important to understand which payment methods are popular in local markets, know their specifics and requirements to process smooth cross-border transactions and adapt to regional trends. Solidgate keeps expanding its range of popular APMs to support merchants reaching global markets.

PayPal
PayPal is a worldwide online payment system that allows individuals and businesses to securely send and receive money for goods and services.
Open banking
Open banking streamlines real-time, direct bank payments across Europe.
MB WAY
MB WAY, a widely used digital wallet in Portugal, is a preferred choice among a vast number of individuals using mobile payments.
SEPA
SEPA is a cashless euro payment method introduced in 2008 by the European banking and payments industry.
iDEAL
iDEAL is a popular online payment method in the Netherlands, which allows customers to make direct bank transfers using their bank’s online banking service.
Przelewy24
Przelewy24 is a popular online payment method in Poland, providing a wide range of payment options, including bank transfers, credit cards, and e-wallets.
Blik
BLIK is a popular mobile payment method in Poland, launched in 2015 by Polish Payment Standard Ltd.
Boleto
Boleto (Boleto Bancário) is an official cash payment method regulated by the Central Bank of Brazil. If the customer decides to pay using this method, the voucher for the payment is created and downloaded.
Davivienda
Davivienda, a leading bank in Colombia and a key part of Grupo Bolivar as the country’s third-largest financial institution, primarily excels in offering comprehensive online banking services.
Efecty
Efecty is a vital online purchase payment method in Colombia, catering to unbanked consumers with its extensive network of over 8000 service points.
Mercado Pago
Mercado Pago is a popular online payment platform in Latin America, supporting various payment methods like credit/debit cards, cash payments, and bank transfers.
PIX
PIX simplifies real-time payments in Brazil with secure and instant account-to-account transfers.
PSE
PSE is a widely used online bank transfer payment solution in Colombia, supported by 20 different banks.
OXXO
Around 70% (around 90 million) of Mexicans do not have access to banking services, and OXXO allows merchants to tap into this substantial group of online customers.
Sencillito
Sencillito, established in 2000 by IGT Global Solutions Corporation Chile, is a leading payment brand in Chile, renowned for its user-friendly and quick transaction processing.
Servipag
Servipag, established by two major Chilean financial institutions in 1990, has evolved into a prominent online payment platform in Chile.
Webpay
Webpay is a prominent online payment service in Chile, operated by Transbank, one of the country’s leading financial services companies.
PayPal
PayPal is a worldwide online payment system that allows individuals and businesses to securely send and receive money for goods and services.
Cash App Pay
Cash App is a US digital wallet that processes online transactions, allowing individuals to pay for goods and services using their Cash App balance.
UPI
Unified Payments Interface (UPI), India’s premier payment solution, boasts high transaction success rates.
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