MB WAY

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MB WAY
Accept MB WAY mobile payments from Portuguese customers with instant bank-linked transactions and real-time authorization confirmation
Payment typeWallet
Payment flowDirectRedirect

Checkout

Integration type API v1
Payment Form
Payment Page
Payment Link

Coverage

CountriesPortugal (PT)
CurrenciesEuro (EUR)
Min amount1 EUR
Max amount5,000 EUR

Capabilities

RecurringYes
RefundYes
Partial refundsYes
Multiple partial refundsNo
ChargebackNo

MB WAY is Portugal’s leading mobile payment method, with millions of active accounts and support from nearly all Portuguese banks. Through its mobile app, account holders can make card-linked payments, P2P transfers, ATM withdrawals, and online purchases.

Its wide bank coverage and simple mobile-first experience make it one of the most trusted payment options in Portugal.

Principle of operation
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MB WAY supports payment flows:

  • Payment
    A single transaction without storing payment data for future use.
  • Recurring 1-click payments (CIT)
    Customer-initiated transactions using a stored payment token, enabling quick checkout without full authentication.
  • Recurring subscription payments (MIT)
    Merchant-initiated transactions for scheduled subscription payments, automatically charged without customer interaction.
  1. Selection at checkout
    Choose MB WAY as the payment method at checkout and enters phone number.
  2. Payment initiation
    Merchant sends a payment request to MB WAY, including the customer's phone number.
  3. Authentication and authorization
    The payment request is processed, the merchant displays a processing preloader, and the customer receives a mobile notification for payment confirmation.
  4. Payment confirmation
    The customer confirms the payment in the MB WAY app using their PIN, after which the transaction is authenticated and finalized immediately.
  5. Merchant notification
    Merchant receives a notification Webhook confirming the payment status.
  1. Selection at checkout
    Choose MB WAY as the payment method at checkout and enters phone number.
  2. Payment initiation
    Merchant sends a payment request to MB WAY, including the customer's phone number.
  3. Authentication and authorization
    The payment request is processed, the merchant displays a processing preloader, and the customer receives a mobile notification for payment confirmation.
  4. Payment confirmation
    The customer confirms the mandate in the MB WAY app using their PIN and authorizes the merchant to store a payment token for future 1-click purchases without full reauthentication.
  5. Merchant notification
    Merchant receives a notification Webhook confirming the payment status.
  1. Selection at checkout
    Choose MB WAY as the payment method at checkout and enters phone number.
  2. Payment initiation
    Merchant sends a payment request to MB WAY, including the customer's phone number.
  3. Authentication and authorization
    The payment request is processed, the merchant displays a processing preloader, and the customer receives a mobile notification for payment confirmation.
  4. Payment confirmation
    The customer confirms the mandate in the MB WAY app using their PIN, which authorizes the merchant to initiate future scheduled subscription payments (MIT) without further customer interaction.
  5. Merchant notification
    Merchant receives a notification Webhook confirming the payment status.
MB WAY payment page example MB WAY payment page example MB WAY payment page example
The merchant must provide the desired name on the bank statement, the terms and conditions of their product, and a logo ≥ 300 × 300 px. They must also specify monthly limits, minimum and maximum values, for customer spending on their site for 1-click and subscription payments separately.

Collect this information and contact us to submit it.
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