UPI

UPI
Accept UPI payments in India with instant bank-to-bank transfers through a government-backed real-time payment infrastructure network

Unified Payments Interface (UPI) is India’s real-time payment system, launched by NPCI in 2016. Customers link bank accounts to one app and pay with a Virtual Payment Address (VPA).

UPI Intent

Open the customer UPI app on mobile or show a QR from the Intent deep link on desktop for one-time and Autopay recurring.

UPI Collect

Send a collect request to the customer VPA and complete payment after they approve the app notification.

UPI Intent is the recommended integration. It skips VPA entry, covers QR checkout on desktop, and aligns with NPCI plans to deprecate UPI Collect.

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