Blik

[ { "title":"Testing", "link":"https://docs.solidgate.com/payments/testing/", "text":"Simulate payments to test your integration before launching in production.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg" } , { "title":"Create your payment form", "link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/", "text":"Understand how to integrate the payment form into your product.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg" } , { "title":"Subscriptions", "link":"https://docs.solidgate.com/subscriptions/", "text":"Create and maintain a stable and healthy business subscription model.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg" } ]

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Blik
BLIK streamlines online payments in Poland, enabling direct bank account transactions
BLIK API streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts. Payment type Online

Payment flow Direct / Redirect

Countries Poland (PL)

Currencies Polish Zloty (PLN)

Min amount 0.01 PLN

Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No

Refund Yes

Partial refunds Yes

Multiple partial refunds Yes

Chargeback No

Principle of operation
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  1. Selection at checkout: Customer choose BLIK as their payment method on the merchant’s website.
  2. Payment initiation: Merchant displays the BLIK payment collection form, and customer launch their bank app to retrieve a six-digit BLIK payment code, valid for two minutes.
  3. Authentication and authorization: Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate.
  4. Payment confirmation: BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 45 seconds in their app.
  5. Merchant notification: Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.
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