Blik
BLIK streamlines online payments in Poland, enabling direct bank account transactions
BLIK
API
streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts.
Payment type
Online
Payment flow Direct / Redirect
Availability API / Payment Page / Payment Link
Countries Poland (PL)
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback Yes
Payment flow Direct / Redirect
Availability API / Payment Page / Payment Link
Countries Poland (PL)
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback Yes
Principle of operation
- Selection at checkout
Customer choose BLIK as their payment method on the merchant’s website. - Payment initiation
Merchant displays the BLIK payment collection form, and customer launch their bank app to retrieve a six-digit BLIK payment code, valid for two minutes. - Authentication and authorization
Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate. - Payment confirmation
BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 60 seconds in their app. - Merchant notification
Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.
- Selection at checkout
Customer choose BLIK as their payment method on the merchant’s website. - Payment initiation
Merchant sends customer information to Solidgate’s init payment endpoint. Solidgate returns a redirect URL to the merchant, redirecting the customer to the BLIK payment page. - Authentication and authorization
Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate. - Payment confirmation
BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 60 seconds in their app. - Merchant notification
Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.


