Blik

[ { "title":"Testing", "link":"https://docs.solidgate.com/payments/testing/", "text":"Simulate payments to test your integration before launching in production.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg" } , { "title":"Create your payment form", "link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/", "text":"Understand how to integrate the payment form into your product.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg" } , { "title":"Billing", "link":"https://docs.solidgate.com/billing/", "text":"Smart billing solutions designed for diverse business models.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg" } ]

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Blik
BLIK streamlines online payments in Poland, enabling direct bank account transactions
BLIK API streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts. Payment type Online

Payment flow Direct / Redirect

Availability API / Payment Page / Payment Link

Countries Poland (PL)

Currencies Polish Zloty (PLN)

Min amount 0.01 PLN

Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No

Refund Yes

Partial refunds Yes

Multiple partial refunds Yes

Chargeback Yes

Principle of operation
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  1. Selection at checkout
    Customer choose BLIK as their payment method on the merchant’s website.
  2. Payment initiation
    Merchant displays the BLIK payment collection form, and customer launch their bank app to retrieve a six-digit BLIK payment code, valid for two minutes.
  3. Authentication and authorization
    Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate.
  4. Payment confirmation
    BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 60 seconds in their app.
  5. Merchant notification
    Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.
  1. Selection at checkout
    Customer choose BLIK as their payment method on the merchant’s website.
  2. Payment initiation
    Merchant sends customer information to Solidgate’s init payment endpoint. Solidgate returns a redirect URL to the merchant, redirecting the customer to the BLIK payment page.
  3. Authentication and authorization
    Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate.
  4. Payment confirmation
    BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 60 seconds in their app.
  5. Merchant notification
    Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.
Payment page example Payment page example Payment page example
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