When using the
H2H
API
in Solidgate, it is essential to collect and transmit supplementary customer information to ensure successful
Guide
Accept and manage credit card payments from your customers. Cards are the most popular payment method globally, offering convenience and widespread acceptance.
card
or
Guide
Connect alternative payment methods to boost your checkout conversion. Solidgate offers diverse payment methods, aiding merchants in understanding and catering to local preferences globally.
alternative payment method
acceptance in specific regions.
This data must be included within the payment request via the field of the payment_type_data object.
It is important to focus on the Card BIN and retrieve a set of necessary supplementary fields based on the BIN country (the first 6 digits). Additionally, depending on the provider, the customer’s phone number parameter is frequently used to authenticate the individual initiating the payment, such as india_pan in the case of India.
Guide
Easily create a safe and simple payment page.
Payment Page
or
Guide
Understand how to integrate the payment form into your product.
Payment Form
would gather any additional information on your behalf.
India
This overview assists merchants in seamlessly
Guide
Unified Payments Interface (UPI), India's premier payment solution, boasts high transaction success rates.
integrating payment solutions
for the Indian market, addressing crucial aspects like status delays, transaction limits, decline reasons, and specific payment flows.
Payment flows and limitations
Processing for non-India-issued cards by Indian providers is currently unavailable. Only two-step payments, auth + settle, are supported.
Authorization for transactions in this system has a duration of 3 days, after which an automatic refund is initiated by the provider.
Cards that do not support recurring charges will be declined initially, and MOTO (Mail Order/Telephone Order) transactions are unavailable.
charge) are used.
Recurring payments:
- up to ₹15,000 can be processed without customer intervention and without
Guide
This process is designed to enable secure and reliable payment processing through the use of 3D Secure (3DS) with challenge authentication flow. 3D Secure - above ₹15,000 are not currently available
All first payments with India-issued cards will go through 3D Secure authentication.
processing status on average for
36
hours, but it could be up to
48
hours.
Latin America
This overview assists merchants in seamlessly
Guide
Mercado Pago, Boleto, and PIX are widely used alternative payment solutions in Latin America, offering familiar checkout experiences.
integrating payment methods
for the Latin American market.
Brazil
Boleto operates on a one-time payment flow. A payment slip is generated and presented to the customer, who can pay it through various channels (online banking, ATMs, retail shops).
PIX also operates on a one-time payment flow, enabling real-time transfers. This method usually provides instant payment confirmation, resulting in faster order processing.
Mercado Pago supports one-time payment and subscription flow. Customers complete the payment within the Mercado Pago interface, streamlining the flow.
IOF-FX is a financial tax applied in Brazil for foreign exchange operations. IOF-FX is collected for transactions in Brazil. Any other taxes that may apply to the sale of goods or services. You must inform your customers that additional taxes may also apply to the transaction.
Argentina
Mercado Pago is available as a one-time payment and subscription flow. Shoppers finalize the payment using Mercado Pago’s interface and receive real-time or near real-time payment confirmations.
Value-Added Tax VAT and/or PAIS tax
Impuesto para una Argentina Inclusiva y Solidaria PAIS tax apply to transactions in Argentina. You must inform your customers that other taxes may be levied for the sale of goods or services.
It is your responsibility to ensure compliance with local tax regulations and to communicate any applicable taxes directly to your customers.