[
{
"title":"Testing",
"link":"https://docs.solidgate.com/payments/testing/",
"text":"Simulate payments to test your integration before launching in production.",
"imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg"
}
,
{
"title":"Create your payment form",
"link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/",
"text":"Understand how to integrate the payment form into your product.",
"imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg"
}
,
{
"title":"Subscriptions",
"link":"https://docs.solidgate.com/subscriptions/",
"text":"Create and maintain a stable and healthy business subscription model.",
"imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg"
}
]
Open banking streamlines real-time, direct bank payments across Europe
Open banking
API
revolutionizes transactions by enabling real-time account-to-account payments. It standardizes domestic real-time payment systems and provides a unified access point, allowing merchants to facilitate fast, direct bank payments.
Customers gain the convenience of accessing their bank accounts directly from the checkout page to initiate payments.
Payment type
Online
Payment flow
Redirect
Countries
Europe (EU)
*In Sweden, Denmark and Norway, a local bank account is required to receive funds/settlements. Please contact your account manager for more information.
Currencies
Euro (EUR), British Pound (GBP)
Min amount
Bank dependent
Max amount
Bank dependent
Recurring
No
Refund
Yes
Partial refunds
Yes
Multiple partial refunds
Yes
Chargeback
No
Principle of operation
Selection at checkout: Customer selects Pay by Bank at checkout.
Payment initiation: Customer is redirected to the Volt checkout page and chooses their bank from the provided options.
Authentication and authorization: Customer authorizes the payment in their banking app.
Payment confirmation: Customer approves the payment, which may result in one of the
Guide
Efficiently handle card payments using our payment operations framework.
statusesapproved / declined / settle_pending
Merchant notification: Solidgate sends a message to the merchant confirming the transaction's outcome upon receiving the payment result.
For testing purposes, select OBIE Mock Bank on the checkout page.
Store payment method
If the customer selects Pay faster next time=
YES
, the desired Bank is saved for quicker transactions in the future. This is applicable if the merchant records the same customer_email for initial and subsequent payments.
Store bank via first payment.
Pay via stored bank for subsequent payment.
Payment processing times
Open banking payments are designed to be processed instantly whenever possible. However, banks might not support instant payments or choose a payment scheme different from the one requested. As a result, not all payments initiated by Volt are instant.
Button display requirements
Each country’s specific payment methods and descriptors ensure a smooth and secure transaction experience.
Specific payment methods and descriptors for each country ensure a smooth and secure transaction experience.
Country
Payment method (name, choose one of)
Optional payment descriptors (choose one of)
UK
Pay by Bank (recommended as default payment method name)
A faster, more secure way to pay.
Fast, easy, secure. No card needed.
Securely check out directly from your bank account.
Germany
Echtzeitüberweisung
Eine schnellere und sicherere Art zu bezahlen.
Schnell, einfach, sicher. Keine Karte erforderlich.
Bezahlen Sie sicher direkt von Ihrem Bankkonto.
Netherlands
Bank Betaling
Een snellere en veiligere manier van betalen.
Snel, gemakkelijk, veilig. Geen kaart nodig.
Betaal veilig rechtstreeks vanaf uw bankrekening.
Spain
Transferencia Online
Una forma de pago más rápida y segura.
Rápido, fácil, seguro. No se necesita tarjeta.
Pague de forma segura directamente desde su cuenta bancaria.
France
Paiement Bancaire
Un moyen de paiement plus rapide et plus sécurisé.
Rapide, facile, sécurisé. Aucune carte nécessaire.
Payez en toute sécurité directement depuis votre compte bancaire.
View and download country-specific visual assets and payment descriptors to enhance the checkout experience for each region.