An external changelog provides with essential updates on features, security, compliance, and interface changes, helping them stay informed about developments affecting their use of the product.

It aids in understanding the implications of these changes for business operations and in planning any necessary adaptations in systems or processes.

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2025

March

	Payments
Added	device_sessions array for Guide Understand how to integrate the payment form into your product. initialization and Guide Efficiently integrate a resign payment form with saved card details. resign payment form, improving security and session tracking.
	Guide Use payment link to sell online without an integration. Configuration option for selecting usage mode in the payment link, offering single-use payment links and allowing greater flexibility in payment customization.
	New Guide Understand why the payment is declined and how you can resolve it. 2.18 Invalid product ID error that informs about an issue with the specified product ID.
	Guide PIX simplifies real-time payments in Brazil with secure and instant account-to-account transfers. PIX and PIX QR PIX and PIX QR payment flow, enhancing the payment options.
	Direct and redirect payment flow for Guide BLIK streamlines online payments in Poland, enabling direct bank account transactions. BLIK , offering greater flexibility and better checkout experience for users.
Updated	Guide Comprehensive guide for personalizing your payment page. Language list for the payment page and payment link to include cs Czech and sk Slovak, enhancing accessibility for local users.
	Guide Efficiently integrate a resign payment form with saved card details. Resign payment form flow to include token details, ensuring smoother payments.
	Billing
Added	Added information about Guide Explore key approaches for effective tax management. product tax categories for managing taxes, ensuring accurate tax calculation, simplifying compliance, and improving reporting accuracy.
	Added Guide Customize, update, and manage products and pricing efficiently. one-time products , allowing customers to make a single payment for goods or services without recurring charges.
Updated	Subscriptions section and renamed it to Guide Smart billing solutions designed for diverse business models. Billing in the guide and Solidgate HUB to reflect its broader scope beyond recurring payments.
	Risks
Added	Guide Discover Amex chargeback thresholds, merchant programs, and dispute process. American Express monitoring programs overview that track merchant performance and aim to ensure merchants do not exceed the chargeback threshold.
	Fraud prevention lists API , allowing merchants to automate list updates and support bulk uploads for improved fraud prevention.
	Dispute management API for Guide Manage chargebacks effectively to minimize losses and protect your business. card and Guide Improve the dispute resolution process to reduce costs and maintain stability. PayPal , allowing merchants to automate dispute representment, support evidence submission, and reuse documents for multiple disputes.

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February

	Payments
Added	customer_account_id for subscription flow and customer_email for one-time and subscription flows to the partialInetnt object for Guide Understand how to integrate the payment form into your product. updating Payment Form and supporting more payment scenarios.
	Guide Use zero-amount authorizations to verify cards and store details for future transactions. Auth0 support for recurring payments, allowing flexibility in trial pricing and switching subscription with free trials.
	Insights with steps for handling External Guide Boost payment security with 3D Secure support. MPI data.
	Information on handling and decrypting Guide Decrypt and handle Apple Pay tokens for payments. Apple Pay and Guide Decrypt and handle Google Pay tokens for payments. Google Pay tokens for secure payment processing.
	Support for Guide BLIK streamlines online payments in Poland, enabling direct bank account transactions. BLIK one-time payments, allowing direct PLN-to-PLN transactions with faster settlements, higher approval rates, and lower processing costs.
Updated	Guide Additional information about the payment form. Language list for the Payment Form with Bosnian, Bulgarian, Cantonese, Estonian, Filipino, Latvian, Lithuanian, Slovak, Turkmen, Zulu.
	Tokenization guide with Mastercard network token Guide Visa and Mastercard tokenization to streamline payments and boost security. roadmap for EU.
	Billing
Added	Billing settings page to the Solidgate HUB for better subscription management, including extended webhook and statuses activation.
Updated	Guide Analyze cancellations, choose cancellation options, and restore subscriptions. Alert-based cancellation rules with their configuration steps in the Billing settings section.
	Risks
Added	Guide VAMP aims to create more seamless controls and processes for acquirers and merchants to prevent fraud. VAMP rate chart to the Card risk analytics page in the Solidgate HUB , giving a visibility into risk metrics under Visa’s new monitoring framework.
	Chargeback reason codes general Guide Gain a better understanding of chargebacks nature and manage them effectively. handling best practices according to each reason group.
	Comparison section for Guide Optimize dispute management by knowing all the details. PayPal and Solidgate alerts for informed chargeback management.
	Finance
Updated	Guide Uncover Solidgate HUB designed to manage payment operations with ease. HUB overview with a description of the HUB Finances section and updated its Guide Ensure efficient business operations with tailored user permission management. permissions .

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January

	Payments
Added	Card bank information to payment form Guide This event is triggered when the customer enters their card number and provides information about the card brand and bank when the card number is successfully validated. card event, helping with better classification and fraud analysis for prepaid.
	Guide Address Verification Service (AVS) is a security feature used by Visa, Mastercard, and other major card networks to help verify that a cardholder’s billing address matches the address on file with the card issuer AVS avs_result и Guide Card Verification Value (CVV2, sometimes called “Card Verification Code” or CVC2) is a crucial security feature for credit and debit cards. CVV cvv_result fields to the transaction response to help detect fraud by verifying the billing address and CVV code.
	Opportunity to process Guide Use zero-amount authorizations to verify cards and store details for future transactions. zero-amount recurring and resign payments.
	PayPal dispute Guide Subscribe for events on your Solidgate account so your integration can automatically trigger actions webhook to deliver critical Guide Optimize dispute management by knowing all the details. insights into its lifecycle.
Updated	HUB Guide Ensure efficient business operations with tailored user permission management. permission details for the Finances section and the Team Lead role.
	Risks
Added	Overview of the Visa Acquirer Monitoring Program ( Guide VAMP aims to create more seamless controls and processes for acquirers and merchants to prevent fraud. VAMP ), consolidating VDMP and VFMP into one enhanced monitoring program.
	Chargeback reason code for Guide Diners Club provides cardholders with global payment solutions and services. Diners group.
	Finance
Updated	Providers' list on the Guide Strengthen the financial clarity with settlements and settlement reports. Settlements and Guide Empower financial decisions with detailed monthly overviews Monthly reports pages.
	Compliance
Added	Comprehensive Guide A structured approach to ensuring data security and regulatory compliance. data protection guide on ADC event detection, reporting, and compliance to help meet Mastercard and Visa security requirements.

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2024

December

Card payments

• Added details on the three_ds object retrieval, with 3D Secure authentication flow and eci security levels information.

Alternative payments

• Added Adyen as another connector for Guide
  iDEAL is the leading online payment method in the Netherlands. iDEAL to enhance payment processing flexibility.

Payment link

• Added a Guide
  Use payment link to sell online without an integration. payment link deactivation feature to allow quick deactivation of payment links via API or HUB, offering better control and security for overpayment transactions.

Payments

• Deprecated Guide
  The payment lifecycle can follow one-step (charge flow) or the industry-standard two-step (auth + settle/void) flow. one-step payment flow to ensure payments are processed with an industry-standard two-step payment flow.

Finance

• Added:
  • Guide
    Empower financial decisions with detailed monthly overviews. monthly reports to financial reporting, offering businesses a detailed provider-based summary of their financial activity from the past month.
  • Guide
    Explore key approaches for effective tax management. tax calculation event for real-time tax insights.

Subscriptions

• Outlined Guide
  Customize, update, and manage products and pricing efficiently. conditions for updating fields of a product that has an active subscription.

Risks

• Added:
  • Guide
    Manage chargebacks effectively to minimize losses and protect your business. card dispute representment in HUB for efficient chargeback management, enhancing the Card dispute details page and its insights on each dispute.
  • details about the PayPal Guide
    Optimize dispute management by knowing all the details. redirection widget for direct customer-merchant communication aimed at reducing disputes.

Reporting

• Added Guide
  Stay ahead of disputes with proactive alert management and insights. prevention alerts report for access to comprehensive prevention alert data and insights via API or HUB, enabling proactive management of potential disputes and fraud prevention strategies.

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November

Card payments

• Added support for the Guide
  Secure Card on File (SCOF) is the network tokenization solution that replaces primary account numbers with token values to enable fast, secure, and convenient payments. SCOF tokenization type for secure, seamless, and efficient card-on-file payments.

Alternative payments

• Added Guide
  PIX simplifies real-time payments in Brazil with secure and instant account-to-account transfers. PIX as an alternative payment method for Brazil, providing real-time payment functionality.

Payment insights

• Implemented automatic Guide
  Learn about fraud codes to identify patterns and improve risk management strategies. email receipts to enhance customers’ post-purchase experience.

Risks

• Added:
  • Guide
    Learn about fraud codes to identify patterns and improve risk management strategies. fraud reason codes page describing the reasons why the fraud was flagged
  • Guide
    Scale your business with PayPal's pre-dispute alert. PayPal alerts to help prevent chargebacks, improve visibility, and optimize workflows

Subscriptions

• Expanded the Guide
  Explore Solidgate subscriptions for seamless recurring customer payments. subscription overview to include the trial description and a note on changes to trial settings.

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October

Testing

• PayPal Guide
  PayPal testing allows you to simulate failed transactions using a sandbox environment, which is useful for ensuring that your system correctly handles various scenarios, including negative flows. sandbox testing now supports simulating failed transactions, helping ensure your system correctly handles negative flows such as insufficient funds, card blocks, and invalid card tokens.

Payment form

• Added cardBrandIconStyle field in the Guide
  Efficiently integrate a resign payment form with saved card details. Resign Form , enabling customization of card brand icon appearance to improve visual consistency and user experience.
• Enhanced the CardMessage Guide
  Form events are essential checkpoints for monitoring user interactions in payments. event , allowing for a more individual approach to payment and optimized transaction processing depending on the card type.
• Updated Guide
  Our payment form supports recent versions of Chrome Mobile, Safari, and Samsung Browser on mobile, requires TLS 1.2 on all browsers, and may not perform reliably with in-app browsers or certain browser extensions. supported browsers list and clarified support limitations, including considerations for in-app browsers and extensions.

Payment link

• Enabled the Guide
  You can create and customize payment links using the API or HUB by providing transaction details, adjusting the appearance, and managing options such as editing, duplicating, or deleting links as needed. management of Payment Link as a reusable solution directly through the HUB, eliminating the need for code and streamlining setup for non-technical users.

Finance

• Introduced Guide
  Strengthen the financial clarity with settlements and settlement reports. settlement functionality and settlement reports, enhancing reconciliation processes and enabling more efficient data analysis for financial operations.

HUB

• Added the Solidgate Guide
  Optimize your product and payment management with Solidgate HUB. HUB overview for informed management of business operations.

Subscriptions

• Extended the list of Guide
  Explore Solidgate subscriptions for seamless recurring customer payments. statuses and Guide
  Harness the power of subscription webhooks for efficient subscription status monitoring. webhooks to effectively track subscription states and make data-driven decisions to optimize subscription-based revenue.
• Added:
  • possibility to Guide
    Empower your global business by managing fixed indirect taxes. apply tax profiles to products via API for convenient product management
  • a new endpoint for Guide
    Customize product pricing and streamline payment processing with multi-currency and easy editing. retrieving product details by product ID

Compliance

• Added a Guide
  Navigate the banking landscape with business integrity checklist and best practices. business integrity checklist to ensure best practices for smooth acquiring and corporate bank account opening.

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September

Payment form

• Empowered Payment Form with:
  • Ability to process Guide
    Optimize your payment form with Apple Pay integration, providing a secure and efficient checkout for Apple device users. Apple Pay payments in non-Safari browsers using the new integrationType parameter, expanding payment options for a seamless checkout experience.
  • paymentDetails Guide
    Form events are essential checkpoints for monitoring user interactions in payments. event , which informs merchants of updates or changes to payment details, including price, taxes, and other relevant information, enabling comprehensive tracking of user actions through generated events.

Finance

• Updated the Guide
  Streamline tax management for your international business operations with Solidgate. Taxes section and introduced a solution for handling Guide
  Empower your global business by managing fixed indirect taxes in Solidgate HUB. fixed indirect taxes . It is designed to help adapt to various tax jurisdictions, making it easier for businesses operating in multiple regions to stay compliant with local tax laws while maintaining efficient operations.

Card payments

• Added moto type for payments Guide
  Boost transaction success and customer satisfaction by enabling CVV-free payments. without requiring CVV input.
• Expanded the Guide
  Use zero-amount authorizations to verify cards and store details for future transactions. zero-amount authorization flow to support both Google Pay and Apple Pay requests.

Alternative payments

• Removed Sofort from available Guide
  Explore and benefit from the most suitable alternative payment methods. APMs , impacting all integration options where it was previously available.

Subscriptions

• Updated the Guide
  Explore the Solidgate free subscription trial options. free trial options for subscriptions by adding a zero-amount authorization for a smooth start to the trial period.
• Revised error descriptions and recommendations for Guide
  This error indicates an issue with the customer’s subscription, which can happen for various reasons. For instance, it occurs if the customer already has an active subscription for that product. 2.14 Subscription error .

Risks

• Added PayPal Guide
  Learn how to conveniently provide evidence via Solidgate HUB. dispute representment to Solidgate HUB, allowing direct submission of evidence for PayPal review.

Reporting

• Added filter criteria to the subscriptions report API to get data based on updated_at and created_at values for efficient data retrieval.

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August

Payment form

• Added a condition, advising against creating multiple Guide
  Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal buttons with the same order_id using both host-to-host requests and the payment form simultaneously.

Card payments

• Updated the Guide
  Settlement intervals based on payment type and card scheme limits ensure that settlements can be made without a separate request. settlement terms with information about handling PSPs settlement limit by comparing it with the settle_interval to ensure a smooth settlement process.
• Revised error descriptions and recommendations for Guide
  This error indicates that the next subscription or a 1-click payment using a recurring token via this card is not allowed. 3.11 Recurring payment cancelled and Guide
  This error indicates an issue with the transaction amount, which may be incorrect or exceed allowable limits. 2.02 Invalid amount .

Alternative payments

• Added Guide
  Open banking streamlines real-time, direct bank payments across Europe. Open banking country-specific visual assets for download to enhance the checkout experience across different regions.

Subscriptions

• Implemented the Guide
  Employ coupons to customize subscription discounts. coupon code import for efficient management and distribution of promo codes at scale, saving time and supporting marketing campaigns to drive customer engagement and sales.
• Added options to Guide
  Enabled managing subscription pauses with flexible start and end points, ensuring smooth transitions between active and paused statuses. pause the subscription immediately and infinitely, providing a flexible alternative to setting a specific start date or avoiding full cancellation, which enhances customer satisfaction and retention.

Reporting

• Added filtering filter criteria to the Guide
  Detailed transaction insights for APMs with customer data. APM orders and Guide
  Comprehensive insights for managing PayPal disputes and optimizing resolution processes. PayPal disputes reports, and included the legal_entity field in Guide
  Financial entries report offers crucial data for reconciliations and reporting. financial reports , enhancing report unloading and data analysis.

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July

Payment form

• Enhanced Payment Form with a Guide
  Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal button for streamlined checkout, featuring faster button rendering and the ability to display the PayPal option through a parameter during intent initialization.
• Updated Guide
  Simulate payments to test your integration before launching in production. test cards for declining orders for recurring and recurring auth transactions, and general 0.01 error codes.

Card payments

• Updated the retry limit to 120 attempts for resign, void, settle, and refund operations, enhancing the quality of the Guide
  Accept and manage payments from your customers. payment processing .

Alternative payments

• Implemented Guide
  Open banking streamlines real-time, direct bank payments across Europe. Open banking as an additional payment method for EU customers.
• Empowered PayPal integration with:
  • Extension of the Guide
    Activate and customize the PayPal button on your payment form to ensure a smooth and reliable customer experience. PayPal button post-initialization period to 7 days, improving payment flexibility and potentially increasing conversion rates by allowing customers more time to complete transactions.
  • A dynamic descriptor for Guide
    PayPal provides a global online payment platform. PayPal for enhanced user payment recognition and enabling better transaction matching with alerts, potentially reducing disputes and chargebacks.

Subscriptions

• Implemented subscription payment attempt limit for subscription first payments, restricting the number of invoices in the processing state to a maximum of 3 for identical customer_account_id and product_id combinations. This limit improves first-sale conversion rates and allows payment flexibility while effectively managing orders in the processing state.

Risks

• Updated the Guide
  Effectively managing PayPal disputes and chargebacks. PayPal risk metrics page for streamlined handling of internal disputes, claims, and external chargebacks, along with best practices for fraud prevention and maintaining healthy dispute ratios.

Reporting

• Added the Guide
  Automate indirect tax compliance on all your transactions using Solidgate. US taxes page, introducing automated US indirect tax compliance through Avalara and Vertex partnerships, streamlining tax management across various transaction types and providing automated receipt generation.
• Added the filter parameter to the chargebacks API and card fraud alerts API reports to get data based on updated_at and created_at values.

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June

Alternative payments

• Updated the flow image with the list of all fields that can be returned for Guide
  Boleto Bancário enhances online shopping in Brazil by offering a flexible voucher payment method. Boleto , Guide
  Efecty expands access to e-commerce in Colombia with a large number of cash acceptance points. Efecty , Guide
  OXXO vouchers enhance Mexico's payment landscape. OXXO , Guide
  Sencillito streamlines payments in Chile with its cash payment system. Sencillito , and Guide
  Servipag provides universal payment solutions in Chile. Servipag .

Subscriptions

• Added information that an Guide
  Product archiving is a convenient approach to maintaining an organized and clutter-free view of your current product catalog, making it easier to manage and update active products. archived product can be duplicated to create a new offer.
• Guide
  Subscription restoration resumes a cancelled subscription with the billing period adjusted based on the defined expiration date. Restore subscription page is updated to include information about verifying existing subscriptions with the same customer_account_id and product_id combination and checking if the subscription is already being processed to avoid duplicates and unwanted charges.

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May

Payment form

• Extended the list of Guide
  Payment Form can be automatically translated to the customer's preferred language, enhancing the overall checkout experience and improving conversion rates. supported translations with el, hr, hu, sk, sr, ur for reaching a broader global customer base.

Payment page

• Extended the list of:
  • Guide
    The Payment Page adapts automatically based on the configuration to enhance the checkout experience, ensuring clarity and ease of use. supported translations with da, fr, sv, fi, el, no for reaching a broader global customer base, which also applies to Payment Link API
  • alternative payments with Guide
    BLIK streamlines online payments in Poland, enabling direct bank account transactions. Blik and Guide
    MB WAY enhances digital payments in Portugal. MB WAY to increase conversion rates in respective markets
• Implemented an additional field rule, india_zip field, for entering the Indian ZIP code. It matches its usage on the Guide
  Similar to the Payment Form, the Payment Page can have the necessary additional fields. This enables dynamically displaying relevant fields based on the customer's location, improving data collection accuracy and providing a tailored checkout experience. Payment Form .

Alternative payments

• Implemented Guide
  Cash App Pay lets customers make online and in-app purchases with the stored funds or with their linked credit and debit cards or bank account. Cash App Pay , a US digital wallet to expand payment options for the US customers.

Subscriptions

• Improved:
  • the calculation for the next charge date after the Guide
    During the redemption period when failed subscription payments occur, Solidgate calculates the next charge date and retries the invoice collection with optimized intervals, ensuring proper billing cycles. redemption period , ensuring accurate billing and positive customer experience
  • the Guide
    The trial price can be set in the smallest currency unit that allows creating attractive trial offers and promotions to increase customer acquisition and engagement. trial price setting in the smallest currency unit
• Implemented the Guide
  Product archiving eases active product management while preserving historical records of discontinued offerings for easy reference. Archive product feature in the new HUB version for enhanced product catalog management.

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April

Payment form

• Integrated PayPal SDK into the Payment Form SDK as a payment button, with simulated transport for collecting payments and a callback for processing payments; also updated the Guide
  Efficiently integrate a resign payment form with saved card details. Resign Form SDK.
• Implemented:
  • an Guide
    Solidgate Payment Form will check the Card BIN and receive a list of necessary additional fields according to information about the BIN country (the first 6 digits). additional field rule, india_zip field, for entering the Indian ZIP code
  • the display of logos of more brands, cardbrands field, on the form

Card payments

• Updated the Guide
  Auto-settle is a feature that automatically settles orders if you provide a settle_interval value in your charge requests with the type auth. auto-settle logic description and expanded the validation rule for settle_interval.

Alternative payments

• Removed M-Pesa (Africa) from available Guide
  Connect alternative payment methods to boost your checkout conversion. Solidgate offers diverse payment methods, aiding merchants in understanding and catering to local preferences globally. payment methods .

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