2023

November

Payment form

• Added support for zero amount transactions on the Guide
  This guide simplifies the process of adding the Solidgate Payment Form to your website. It covers the preparation of the backend, SDK installation, API instance creation, and merchant data setup. payment form to accommodate specific use cases.
• Implemented a convenient Guide
  Efficiently integrate a resign payment form with saved card details. resign payment form that allows customers to streamline their payment process by securely storing a token for future use, reducing the need for additional input during subsequent payments.
• Updated the Payment Form validation for an empty string (processing as null for enhanced data handling).
  

Payment page

• Expanded the Payment Page request API to include product_price_id as a parameter for initializing the payment page, catering to more diverse business needs.
• Added zero amount support for payments via payment page to accommodate specific use cases.
  

Card payments

• Improved response handling to provide a 200 status code with validation error details when encountering validation errors during external API communication.
  

Alternative payments

• Expanded business operations by implementing:
  • Guide
    MB WAY is a widely adopted digital wallet in Portugal, favored for mobile payments. MB WAY
  • Guide
    Davivienda is a key financial institution in Colombia, renowned for its extensive online banking services. Davivienda
  • Guide
    Efecty is a vital cash payment method for online purchases in Colombia, specially designed for users without bank accounts or credit cards. Efecty
  • Guide
    PSE is a leading online bank transfer solution in Colombia, supported by 20 different banks, offering a direct and efficient payment method ideal for the Colombian e-commerce sector. PSE
  • Guide
    Sencillito is a leading cash payment method in Chile, known for its ease of use and quick processing. Sencillito
  • Guide
    Servipag is a leading payment platform in Chile, renowned for its versatility in both online and offline transactions. Servipag
  • Guide
    Webpay is Chile's leading online payment service, operated by Transbank. Webpay
• Implemented streamlined Guide
  The PayPal billing agreement streamlines the checkout experience by enabling one-click purchases and upsells on the merchant’s site. PayPal billing agreement that enables one-click purchases, upsells, and automatic billing for subscription models, providing a seamless checkout experience for both customers and merchants.
• Fixed country validation in recurring API processes to comply with ISO standards.
  

Subscriptions

• Improved Guide
  Employ coupons to customize subscription discounts. coupon functionality, enabling the creation of unique coupon codes associated with an account and providing clarity.
• Expanded functionality with new Guide
  For all changes to the subscription, merchants get asynchronous notifications via subscription, similar to payments. webhook events for managing subscription pause schedules:
  • subscription.pause_schedule.create
  • subscription.pause_schedule.update
  • and subscription.pause_schedule.delete, enhancing business process automation.
    

October

Payment form

• Added an Guide
  Solidgate Payment Form will check the Card BIN and receive a list of necessary additional fields according to information about the BIN country (the first 6 digits). additional field , brazil_customer_phone field, to collect and manage customer phone numbers in Brazil, enhancing payment processes in the region.
  

Payment page

• Implemented Guide
  Use Payment Links to sell online without an integration. Payment Link , allowing merchants to generate a reusable URL for payments, with customers entering their email and having the option to retry declined payments.
  

Card payments

• Implemented the addition of shipping_address to Charge API , Apple Pay API , and Google Pay API payments, enhancing the payment process by including shipping address details.
• Enabled Guide
  Merchants utilize zero-amount authorizations to verify cards for secure storage, future transactions, registration, free trials, and fraud prevention without charging the customer. zero-amount authorization for storing card data and conducting card validity checks in H2H integrations.
• Added an additional field alert_type to the notification object to prevent alert Webhook
  

Alternative payments

• Implemented shared-token functionality, enabling APM recurring API payments within your account, offering enhanced flexibility in token management and secure token sharing.
  

HUB

• Implemented:
  • the provision of both retry_strategy_id and retry_strategy_name within the HUB to ensure clarity and alignment with merchant expectations regarding retry strategies
  • displaying the MID in the order details section, providing clients quick access to vital payment processing information for risk analysis and dispute tracking.
• Fixed the currency presentation, aligning it with its unique formatting conventions, which include commas as decimal separators, periods as thousands of separators, and appropriate currency symbol positioning, enhancing clarity and accuracy for users.

September

Payment form

• Fixed language Guide
  Create a seamless experience for customers by styling your payment form. customization for Guide
  Optimize your payment form with Apple Pay integration, providing a secure and efficient checkout for Apple device users. Apple / Guide
  Enable Google Pay button to give your customers more payment options. Google Pay buttons, enhancing user experience across diverse markets.
  

Payment page

• Enhanced user experience by correcting autocomplete validation.
• Updated field length validation for the Init Payment page, including constraints on fields like transaction_source, customer_first/last_name, geo_city, website, and font_name
  

Card payments

• Implemented:
  • Guide
    The sandbox offers a secure testing environment for developers to simulate the integration of Google Pay and Apple Pay without the risk of affecting real bank accounts or processing actual transactions. Apple and Google Pay payment testing through the sandbox environment, enhancing the overall testing and validation process for these payment methods
  • Guide
    Improve your checkout conversion by accepting payments via Apple and Google Pay. Apple Pay/Google Pay recurring payment migration to simplify the transition between PSPs and ensure uninterrupted Guide
    Recurring payment operations differ from charges as they use a previously obtained token instead of cardholder data. recurring payments despite potential MID issues
  • new network token creation Webhook and network token update Webhook events in webhook notification requests
• Added:
  • billing_address fields including zip_code, state, city, and address to Apple Pay request API and Google Pay request API
  • routing object to final status for card orders and transaction operations API , providing essential routing and cascade information
    

Alternative payments

• Introduced parameters for refund reasons in Order status Webhook , Recurring API , Refund API , and Check order status API to offer better insights and improved transaction management for businesses.
  

Subscriptions

• Added cancelled_requested_at to the subscription object to store the timestamp when a Guide
  This cancellation type lets the subscriber maintain active service access until the end of the paid period, with automatic transition to a canceled status afterward. soft cancel request is received.
  

Reporting

• Extended Finance API to include transaction_id and chargeback_id fields, enhancing traceability and data linking between financial transactions and chargeback records.
  

HUB

• Improved channel webhook capabilities by introducing new events related to Guide
  Webhooks can be managed within the Solidgate HUB by navigating to the channel settings located in the developer section. card network tokens , enhancing integration and communication with card networks for added business functionality and efficiency.

August

Payment form

• Fixed handling of the Guide
  This event indicates that the Solidgate SDK displayed the Solidgate payment form, Google Pay, or an Apple Pay button. mounted event , which includes our card input iframe.
• Reviewed and updated Node.js code examples in the Guide
  In addition to using the Solidgate SDK for integrating the payment form into your website, there is an alternative option to work without the SDK. Without SDK section for clarity and accuracy.
• Implemented stricter 4-digit Guide
  The CVV field's validation depends on the card brand and can accommodate either 3 or 4 digits. CVV validation for AMEX cards to enhance security and data integrity.
  

Payment page

• Developed a demo of the Payment Page, allowing you to experience its intuitive design and features, ensuring seamless integration and enhanced customer experience.
  

Card payments

• Fixed inconsistency in Guide
  Enables secure real-time chargeback event notifications for merchants, allowing automated system actions or updates based on these events. chargeback webhook entity for chargebacks in accepted status; it now accurately reflects the dispute process, including the correct chargeback type and status.
• Descriptor value is now stored in the PSP order during payment processing for better traceability. When sending Guide
  Subscribe for events on your Solidgate account so your integration can automatically trigger actions. callbacks , this value is retrieved from the associated PSP merchant’s MID.
• Added Guide
  The customer has blocked transactions via this card for reasons that require clarification. error code 3.12 to the list of stop-declines for cascading processing.
  

Reporting

• The number of retry attempts for calling financial report API endpoints has been limited to improve system performance and avoid unnecessary load.
• Resolved the issue with pagination in the fraud alert report API . Users can now navigate through the report using the next_page_iterator field, which takes the value from the previous response for seamless browsing.
  

Tokenizer

• Optimized payment processing for transactions initiated via our Guide
  Understand how to integrate the payment form into your product. payment form . As a result of these improvements, payments are now processed twice as fast, offering a more efficient and responsive user experience.
  

HUB

• Enabled sorting functionality to the Subscription → Products view. Users can now sort products by their creation date, with the newest products displayed first, for more streamlined navigation and management.
• Resolved an issue where Order’s logs were not displaying or functioning as expected. The logs are now fully operational, aiding in improved tracking and debugging.

July

Payment form

• The addition of request saving for Guide
  Understand how to integrate the payment form into your product. intent initialization and updates allows for better management and tracking of the intent process, including tracking errors in HUB (Developers - Logs).
  

Card payments

• The format of the Guide
  Improve your approval ratio across countries by collecting and providing additional data. additional field brazil_cpf has been enhanced, representing the Brazilian individual taxpayer registry (CPF - Cadastro de Pessoas Físicas). The accepted formats are 000.000.000-00 and 00000000000 , making it easier for Brazilian users to provide their tax identification numbers.
• The list of Failed payment scenarios has been expanded to test integration with Solidgate. Guide
  Simulate payments to test your integration before launching in production. Test card data is available to simulate Guide
  Understand payment states and types to implement correct business logic. recurring-auth transaction types and obtain failed payment results, enabling you to automate additional payment scenarios, and enhance control and optimization of various business flows with payments on your side.
• Added the card_id parameter to card payment callbacks and webhooks. The card identifier can be used to configure fraud monitoring rules and ensure accurate association of users with their payment cards.
  

Subscriptions

• The Guide
  Discover how to pause, resume, and manage subscriptions, including handling renewals. pause functionality has been enhanced to calculate precise next billing (next_charge_at) and expiration times (expired_at), providing consistency and enabling users to pause subscriptions for extended durations.
• The functionality for Guide
  Customize pricing and streamline payment processing in Solidgate with features like multi-currency management, personalized pricing, and easy product and price editing. creating products and prices has been introduced to streamline the subscription management process, offering users enhanced control and integration capabilities:
  • Create a product API
  • Retrieve a product API
  • Update a product API
  • Create a price API
  • Retrieve a price API
  • Update a price API
    

HUB

• Added the ability to Guide
  Discover how to pause, resume, and manage subscriptions, including handling renewals. pause a subscription , perform updates on a pause that has not started or has started, with the option to choose a time period.
• The implementation of Guide
  Customize pricing and streamline payment processing in Solidgate with features like multi-currency management, personalized pricing, and easy product and price editing. product creation functionality (Subscriptions) aims to deliver essential functionality that effectively addresses client needs and expands the product portfolio.

June

Payment form

• The display of the Cartes Bancaires (cartes-bancaires) logo in the form header has been implemented, enhancing user recognition and convenience.
• Email validation has been updated to check for basic rule compliance.
  

Card payments

• The dummy cardholder value generation for payments that are called without card_holder value has been removed. This update does not impact the payment processing, and high-quality processing is still being provided. Instead, the dummy cardholder value will not be sent in responses.
• Our 3DS processing flow has been updated to include 2-step Guide
  Improve your checkout conversion by accepting payments via Apple and Google Pay. Apple Pay and Guide
  Improve your checkout conversion by accepting payments via Apple and Google Pay. Google Pay payments.
• The payment_type parameter has been enhanced with validation in the charge API endpoint. It is now mandatory when the cvv parameter is absent. If the cvv parameter is missing and no payment_type is provided, the payment will be declined.
  

Subscriptions

• Removed data property from subscription pause API responses.
• The transfer of order_metadata to all subscription Webhook webhooks has been successfully implemented, enhancing the business logic and enabling businesses to effectively utilize order information.
  

HUB

• A new alert type prevented has been added.
• Improved the search functionality for user email used in the Positive/Negative list feature in the HUB, enhancing its performance and accuracy.
• A new subsection Fraud has been added to the Reports, featuring a default monthly breakdown of data for the past 6 months.

May

Payment form

• Updated description to use SDKs simplifies and accelerates the Guide
  Understand how to integrate the payment form into your product. integration process .
• Add purchase_country to paymentIntent object, identified using the ISO-3166 alpha-3 country code, offers businesses crucial insights into international sales by tracking the location of purchases or sellers.
  

Payment page

• Enhanced language support has been introduced to offer a more user-friendly experience with new Guide
  Connect alternative payment methods to boost your checkout conversion. APMs .
• An issue regarding the autocomplete feature for Card expiry fields in Safari has been resolved, improving user experience and efficiency during the payment process.
  

Card payments

• The purchase_country field has been added to Apple Pay and Google Pay transactions, enhancing data tracking and international payment compliance.
• Fix processing of the resign payments initiated through card payments API or via iFrame when the type:auth and settle_interval is sent - add auto-settle business logic for these kind of payments.
• Resolved an issue in the identification of non-standard currency values in payments, ensuring correct currency assignment when customer-initiated authorizations are confirmed via the PSP admin panel.
• The ability to process Guide
  Improve your checkout conversion by accepting payments via Apple and Google Pay. Apple Pay and Guide
  Improve your checkout conversion by accepting payments via Apple and Google Pay. Google Pay payments in two steps (first blocking, then debiting funds) is now universally available.
• Tokens are now being issued in response to the first payment, irrespective of the payment status.
• The issue with Guide
  This process is designed to enable secure and reliable payment processing through the use of 3D Secure authentication, which provides an additional layer of security to prevent fraudulent transactions. 3DS payments getting stuck in the processing status has been resolved. If a 3DS payment is declined, and a subsequent attempt to process the payment without 3DS results in a decline, the payment will be moved to the decline status.
  

Subscriptions

• The addition of the Guide
  Discover how to pause, resume, and manage subscriptions, including handling renewals. subscription pause feature enables businesses to temporarily suspend their subscriptions, providing enhanced flexibility by allowing the management of pause periods via API calls, halting charges during the pause, and ensuring seamless resumption of services post-pause.
  

HUB

• Fix: Added the ability to include a decimal point in the order amount in the filter.
• Refund logic has been modified to allow partial refunds for resolved disputes on APMs, ensuring appropriate reimbursement options where necessary.
  

Reporting

• Updated the APM orders response API with the order error_code in order to provide you with more details about the order declined.

April

Payment page

• Add purchase_country to Payment page requests API
  
• The new payment methods PayPal, Przelewy24, Blik, Sofort, Giropay, iDeal are available on the payment page.
  

Card payments

• Add purchase_country to the API Reference.
  

Subscriptions

• Improved subscription billing processing: In case the PSP MID does not support a non-standard currency, the subscription payment is not declined; instead, a subsequent attempt is made to process the payment on another PSP MID.
  

HUB

• Implemented a bank filter selection for accelerating its performance.
  
• Made the search registry case-insensitive to Orders.
  
• Removed the ability to perform Refund operations if the order has an alert with type Resolved
  

Reporting

• Improved Financial report API handling for merchants via API requests:
  • accelerated report loading time
  • implemented auto-retry logic for report generation in case of any errors (network, timeout, etc.)
  • added error code “500 - Internal server error” for cases when the report generation service is unavailable due to any errors (network, timeout, etc.)
    

March

Payment form

• Changed default title “Card Number” to “Credit or Debit Card Number”.
• The ability to edit placeholders has been added, for details please contact the support manager.
  

Payment page

• Added Polish ( pl ) Guide
  Comprehensive guide for personalizing your payment page. language to translations.
  

Alternative payments

• Implemented the functionality to track button clicks for Guide
  PayPal is a global online payment system that enables users to securely send and receive money for goods and services. PayPal ( EVENT_BUTTON_CLICK ).
  

HUB

• The search function was made insensitive to case for:
  • Alerts
  • Disputes APM
  • Disputes (chargebacks)
  • Fraud Alerts (notifications)
    
• Added the ability to navigate to the list of orders for a specific user with just one click from Order details page.
• Added a column “Alert ID” to the orders export file.
• A column for “Order Created At” has been added to the Disputes section and the Disputes export file.
• In the Orders list table, both “Dispute ID” and “Dispute Status” columns have been added to provide a comprehensive overview of each order’s dispute information.

February

Payment form

• Updated the Guide
  The event indicates any Solidgate payment form error during form initialization. This errors will be also shown in the browser console. error event and added cases for the occurrence of the error

Payment page

• Payment page design update.
  

HUB

• Added:
  • information about fraud notifications to the Payments section
  • display of Inquiry-type alerts
  • the ability to select multiple dispute statuses in the filters
    

January

Payment form

• Added:
  • local processing in India, for the custom_phone field the indian_customer_phone will be displayed
  • translations for additional fields and their errors
    

Payment page

• Added translations for additional fields and their errors.
  

Alternative payments

• Processing currencies Guide
  Understand which currencies you can use for making payments. HUF + Guide
  Understand which currencies you can use for making payments. TWD ( Guide
  PayPal is a global online payment system that enables users to securely send and receive money for goods and services. PayPal ).
  

HUB

• Limited the public_product_description field to 100 characters.
• Added Guide
  Mercado Pago is a popular online payment platform in Latin America, supporting various payment methods like credit/debit cards, cash payments, and bank transfers. Mercado Pago method to the list of available methods.
• Fix: error message ‘Validation Error’ when attempting to Edit Default Price.

Reporting

• Added transaction dates created_at/updated_at to the order for exporting APM orders API
  

2022

December

Payment form

• Added Guide
  To start with Solidgate Payment form, you can use our official payment form SDK for different JS frameworks and libraries. recommendations for initializing the payment form SDK.
  

Card payments

• Added order_metadata object to card payments requests API
  

Alternative payments

• Implemented an additional alternative method of Guide
  Mercado Pago is a popular online payment platform in Latin America, supporting various payment methods like credit/debit cards, cash payments, and bank transfers. Mercado Pago
  
• Added order_metadata object to Init payment request API
  
• Extended public API with shipping_address object.
  

Subscriptions

• Implemented an additional alternative method of Guide
  Mercado Pago is a popular online payment platform in Latin America, supporting various payment methods like credit/debit cards, cash payments, and bank transfers. Mercado Pago .
  

HUB

• Added display of order_metadata in order details.
• Added the Issuer country column to the Orders tab (since it is important to know the Issuer country in local acquiring).
• The public product description field in the filter was added for the modulus of product creation, for editing and doubling of the product.

Reporting

• Added geo_country parameter to uploading apm orders via API
• Extended the Reporting API for APM transactions psp_transaction_id is an ID generated by the provider (in our case PayPal).
  

Error codes

• Added new error code Guide
  Appears on network_token MIT payments, in case of empty scheme_transaction_id (taken from the first psp transaction). 7.07 SCA engine error .

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Scheme Requirements for Subscription Merchants [PDF]

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What is an Issuing Bank – Definition and Explanation

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