PIX

[ { "title":"Testing", "link":"https://docs.solidgate.com/payments/testing/", "text":"Simulate payments to test your integration before launching in production.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg" } , { "title":"Create your payment form", "link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/", "text":"Understand how to integrate the payment form into your product.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg" } , { "title":"Subscriptions", "link":"https://docs.solidgate.com/subscriptions/", "text":"Create and maintain a stable and healthy business subscription model.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg" } ]

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PIX
PIX simplifies real-time payments in Brazil with secure and instant account-to-account transfers
PIX API is a real-time payment system developed and managed by the Central Bank of Brazil. It facilitates account-to-account payments, ensuring a fast, secure, and efficient payment process for both merchants and customers.

With PIX, merchants can receive payments directly from customers' bank accounts using a QR code or a unique payment key, streamlining the checkout experience. Payment type Wallet

Payment flow Redirect

Countries Brazil (BR)

Currencies Brazilian Real (BRL)

Min amount 0.5 BRL

Max amount Bank dependent Recurring No

Refund Yes

Partial refunds Yes

Multiple partial refunds Yes

Chargeback No

Principle of operation
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  1. Selection at checkout: Customer selects PIX at checkout.
  2. Payment initiation: Customer is redirected to the PIX payment page, which contains a QR code.
  3. Authentication and authorization: Customer scans the QR code using their banking app or enters the payment key in the app.
  4. Payment confirmation: Customer approves the payment, which may result in one of the Guide
    Efficiently handle card payments using our payment operations framework.     statuses     approved / declined / settle_pending
  5. Merchant notification: Solidgate sends a message to the merchant confirming the transaction's outcome upon receiving the payment result.

For PIX refunds, a connector can process the refund using the same PIX information the customer provided for the original payment.

However, this is only possible on the same day the PIX payment is confirmed.

If this time frame has passed, the connector will email the customer to request their bank information or PIX key in order to issue the refund.

  • PIX key can be a CPF/CNPJ (Tax ID, Entity ID), an email address, a phone number, or a randomly generated key consisting of up to 32 characters.
Pix payments are real-time transfers that expire after 1 hours, and any unpaid transactions are automatically cancelled.
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