Payments

[ { "title":"Testing", "link":"https://docs.solidgate.com/payments/testing/", "text":"Simulate payments to test your integration before launching in production.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg" } , { "title":"Create your payment form", "link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/", "text":"Understand how to integrate the payment form into your product.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg" } , { "title":"Billing", "link":"https://docs.solidgate.com/billing/", "text":"Smart billing solutions designed for diverse business models.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg" } ]

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Payments
Explore diverse payment options for a seamless experience

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Discover the essential steps to power your online payments with Solidgate solutions, built with businesses and their challenges in mind. Gain a strong understanding of transaction flows and key aspects of payment processing, including Glossary
A security protocol for online transactions, adding an extra layer of authentication. Users may receive a one-time code for verification, reducing the risk of unauthorized transactions. 3D Secure authentication and Glossary
The return of funds to a customer, typically for a returned or cancelled purchase. refunds . Take control of your business operations with the Solidgate HUB, managing payments and products while building customer trust and loyalty with every interaction.

Integrate
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Solidgate offers various integration options to meet different business needs. Solidgate API allows businesses to integrate and customize solutions to meet specific requirements. Meanwhile, Solidgate SDK simplifies integration by providing Glossary
The process of replacing sensitive data with a unique identifier, token, for enhanced security. token generation and secure transaction handling.

This collection includes example API requests to assist you in effective use of available solutions. ▶ Solidgate Postman Collection

Solidgate’s host-to-host integration gives merchants complete control over their checkout page, allowing for customization and effective management of the payment process. With the use of digital wallets and various alternative payment methods, businesses can boost Glossary
Metrics that indicate the percentage of users who successfully complete the payment process once they have initiated it. conversion rates and meet the unique preferences of customers in different locations.

Glossary
An interface allowing users to input payment details for a transaction. Payment form , Glossary
A web page where customers enter payment details to complete a transaction. payment page , and e-commerce plugins provide user-friendly and secure payment options, streamlining transaction processing. They can be customized to align with branding and specific needs of various regions.

Leveraging Solidgate’s easily customizable Payment Form can significantly enrich the payment experience for your customers.
Payment Form
Create a custom payment form for a personalized experience.

Learn about the Payment Form integration flow, including:

  • Back end setup
  • SDK installation
  • API instance creation
  • Merchant data configuration

You can customize payment form for region-specific user experience, add buttons for Google Pay, Apple Pay or PayPal, and use the supported additional fields required for transactions.
Payment Page setup delivers a secure transaction environment, requiring only a few clicks to start accepting payments.
Payment Page
Create a secure and seamless payment page.

In addition to easy integration, Payment Page supports a range of popular payment methods, improving conversion rates through familiar, location-specific payment options.

You can provide your customers with payment methods like card payments, Apple Pay, Google Pay, PayPal, and local options like iDeal in the Netherlands, Blik in Poland, MB WAY in Portugal, and SEPA for the EU, offering a customized and efficient checkout experience.

With Solidgate Payment Page, you can enhance the customer journey by showcasing elements such as your brand logo, public name, and more.
Payment Link provides codeless payment integration by generating unique transaction URLs for customer checkout.
Payment Link
Use Payment Link to sell online without an integration.

After generating your Payment Link URL, you can share it with customers in various ways:

  • Embed it in a website button
  • Include it in follow-up communications for abandoned carts
  • Send it directly via email

Once created through the API or HUB, the payment link can be shared as many times as needed. The link is reusable, allowing customers to retry payments in case of a decline, which reduces the lost sales opportunities.
Host-to-host integration ensures secure flexible payments and offers features like 3DS, tokenization, and recurring transactions.
Card payments
Accept and manage credit card payments from your customers.

Additionally, it provides various API types for different transactions, simplifying operations for merchants. Key aspects include:

  • Authorization, settlement, and refunds
  • Payment without CVV
  • Zero-amount authorization
  • Retry logic to improve conversion rates

Please note that only PCI DSS certified merchants are eligible for full API access, as they collect sensitive card data and host the payment form.
Alternative payment methods (APMs) are vital for businesses aiming to improve customer experience and increase conversion rates.
Alternative payments
Improve your checkout conversion by accepting payments via Apple and Google Pay.

Businesses can gain significant strategic advantages through the integration of popular APMs such as PayPal, Open banking, and others.

Beyond expanding payment flexibility, APMs may have own frameworks for handling disputes and processing refunds. Companies that develop expertise in these payment methods can deliver enhanced customer support, streamline issue resolution, and protect revenue.

The combination of varied payment methods and informed dispute management not only builds customer confidence but also supports business growth and competitive advantage.

Launch
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Testing integration, using Glossary
A mechanism enabling real-time communication and data exchange between different systems to notify about specific events or updates. webhooks , understanding error codes, and ensuring compliance with industry legal and regulatory requirements are all essential aspects of a successful payment system integration for merchants.

These practices ensure a seamless payment experience, minimize risks, and optimize business operations.
Gaining access to Solidgate’s API involves understanding how to authenticate requests and handle validation errors.
Access to API
Learn to authenticate API requests and fix validation errors effectively.
Access to the API requires Public and Secret keys, which are available in the Solidgate HUB account. These keys are necessary for direct API calls and webhook signature verification.

Add authentication headers to every API request, including webhooks, and watch for potential errors from incorrect requests or formatting issues to ensure smoother API operation.
Testing allows merchants to identify and resolve any issues or bugs, ensuring an error-free payment process for their customers.
Testing
Simulate payments to test your integration before launching in production.
Use the testing environment, along with corresponding webhook keys and API, to simulate payments and various transaction scenarios. You can test successful and failed transactions to validate the integration and ensure the system responds correctly in different cases, which is essential for successful integration.

This not only helps in delivering a seamless payment experience to customers but also minimizes the risk of financial losses or customer dissatisfaction due to payment-related problems.
Webhooks enable automatic actions based on events, providing real-time and accurate information.
Webhooks
Subscribe for events on your Solidgate account so your integration can automatically trigger actions.
By establishing an endpoint and configuring event types, you can receive notifications on card order status, Glossary
Non-traditional payment methods beyond credit cards, such as digital wallets or bank transfers. alternative payments , Glossary
A payment arrangement where a customer authorizes the automatic and periodic withdrawal of funds from their account to fulfill ongoing financial obligations. subscriptions , Glossary
A dispute process initiated by a cardholder, resulting in the reversal of a transaction and funds returned. chargebacks , and Glossary
It involves a notification about an unauthorized transaction due to stolen payment or identity information, causing financial losses. fraud alerts.

Ensuring endpoint availability and handling security measures are important. With webhooks, you can automate processes, stay updated, and enhance integration for improved efficiency and customer experience.
Understanding error codes helps identify and resolve transaction issues, enhances system reliability, and reduces the risk of lost sales.
Error codes
Understand why the payment is declined and how you can resolve it.
These codes provide valuable information about transaction failures, allowing merchants to assist customers effectively. By analyzing an Glossary
A code indicating the reason for the rejection of a transaction. error code , you can provide specific instructions to resolve the issue. Knowing common decline codes like Guide
The general group of declines. The card-issuing bank did not complete the transaction successfully. 0.01 General decline or Guide
The payment was not completed within the allocated timeframe, leading to order expiration. 0.02 Order expired helps guide customers toward successfully completing their transactions.

Promptly addressing and resolving issues ensures a seamless payment experience and customer satisfaction.
Legal compliance and regulatory requirements form critical components of online business operations.
Compliance
Prime your online business for smooth and compliant payment processing.
Whether it is the payment data migration to the payment processing provider, making sure your website follows best practices, or prioritizing legal and regulatory compliance, all these aspects are crucial for the smooth functioning of your business operations.

By addressing the challenges proactively and transparently, merchants can strengthen their ethical and sustainable presence in the marketplace while reducing legal risks and fostering customer trust.

Manage
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Solidgate HUB centralizes payment and operational processes, providing tools and actionable insights to handle and improve key aspects of online business management.

HUB equips you to manage business payments and operations in one place to stay on top of payment processes.
HUB
Optimize your product and payment management with Solidgate HUB.

With the Solidgate HUB, you can optimize payment and product management, refining processes that drive growth and help you build customer trust. Use its analytics and reporting to get valuable insights into transactions and financial health. Secure your operations with flexible role management, giving team members exactly the access they need based on your organizational structure.

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