Blik
BLIK streamlines online payments in Poland, enabling direct bank account transactions
BLIK
API
streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts.
Payment type
Online
Payment flow Direct / Redirect
Countries Poland (PL)
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Payment flow Direct / Redirect
Countries Poland (PL)
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Principle of operation
- Selection at checkout: Customer choose BLIK as their payment method on the merchant’s website.
- Payment initiation: Merchant displays the BLIK payment collection form, and customer launch their bank app to retrieve a six-digit BLIK payment code, valid for two minutes.
- Authentication and authorization: Customer enter the BLIK code into the payment form, and the merchant sends a payment request to Solidgate.
- Payment confirmation: BLIK sends a push notification to the customer’s banking app, and customer authorize the payment within 45 seconds in their app.
- Merchant notification: Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.