Blik
BLIK streamlines online payments in Poland, enabling direct bank account transactions
BLIK
API
streamlines online transactions in Poland by offering a secure and efficient mobile payment method, enabling customers to easily pay for goods and services directly from their bank accounts.
Countries
Poland (PL)
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Currencies Polish Zloty (PLN)
Min amount 0.01 PLN
Max amount 50,000 PLN/transaction
(Most issuers have a limit of 10,000 PLN/transaction) Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Principle of operation
- Selection at checkout: Consumers choose BLIK as their payment method on the merchant’s website.
- BLIK code request: The merchant displays the BLIK payment collection form to the customer.
- BLIK code generation: Consumers launch their bank app, which displays a six-digit BLIK payment code, valid for two minutes.
- Code entry: Consumers enter the BLIK code into the payment form. The merchant sends a payment request to Solidgate.
Note: The final transaction result will be determined in step 7. - BLIK notification: BLIK sends a push notification to the customer’s banking app.
- Payment confirmation: Customers authorize the payment in their banking app within 45 seconds.
- Transaction completion: Upon receiving the authorization result, Solidgate returns a message to the merchant confirming the outcome of the transaction.
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