iDEAL
iDEAL is the leading online payment method in the Netherlands
iDEAL
API
is a highly regarded online payment method in the Netherlands, enabling customers to perform direct bank transfers through their own bank's online banking system. Established in 2005, iDEAL is now the most prevalent payment method in the Netherlands, supported by all major Dutch banks.
Countries
Netherlands (NL)
Currencies Euro (EUR)
Min amount 0.01 EUR
Max amount Bank dependent Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Currencies Euro (EUR)
Min amount 0.01 EUR
Max amount Bank dependent Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Principle of operation
- Selection at checkout: At checkout, customer choose their preferred bank from a presented list to complete the payment.
- Payment initiation: Merchant sends a payment request to Solidgate, which provides a payment page URL, and customer are redirected to the payment page via the
redirect_url
. - Authentication and authorization: Customer are redirected to their bank’s payment page to authorize the payment, then to a success or fail URL, depending on the transaction outcome.
- Payment confirmation: The payment is executed on the bank’s platform, and customer are then redirected to a success or fail URL based on the transaction status.
- Merchant notification: Merchant receives payment status
success
orfail
.
Redirect your customer to the redirect_url
link provided in the response, which takes them to their bank’s website to enter their authorization details. Ensure that the redirect URL opens in the same window where the customer selected iDEAL as the payment method. If the authorization is successful, the payment will be approved.