iDEAL is a highly regarded online payment method in the Netherlands, enabling customers to perform direct bank transfers through their own bank’s online banking system.
Established in 2005, iDEAL is now the most prevalent payment method in the Netherlands, supported by all major Dutch banks.
Payment type Online
Payment flow Redirect
Integration type API Reference / Payment Page / Payment Link
Countries Netherlands (NL)
Currencies Euro (EUR)
Min amount 0.01 EUR
Max amount Bank dependent
Recurring No
Refund Yes
Partial refunds Yes
Multiple partial refunds Yes
Chargeback No
Principle of operation
- Payment initiation
Merchant sends a payment request to Solidgate, which provides a payment page URL, and the customer is redirected to the payment page via thereturn_url. - Authentication and authorization
Customers are redirected to their bank's payment page to authorize the payment, then to a success or fail URL, depending on the transaction outcome. - Payment confirmation
The payment is executed on the bank’s platform, and customers are then redirected to a success or fail URL based on the transaction status. - Merchant notification
Merchant receives payment status success or fail .
Redirect your customer to the return_url link provided in the response, which takes them to their bank’s website to enter their authorization details. Ensure that the redirect URL opens in the same window where the customer selected iDEAL as the payment method. If the authorization is successful, the payment gets approved.