Mercado Pago
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Mercado Pago
Mercado Pago facilitates secure and versatile online payments in Latin America
Mercado Pago API is a renowned online payment platform in Latin America, offering diverse payment methods such as credit/debit cards, cash payments, and bank transfers since its launch by Mercado Libre in 2004. It's known for secure and easy business transactions venturing into the Latin American market. Payment type Wallet

Payment flow Redirect

Countries Brazil (BR), Chile (CL), Colombia (CO), Mexico (MX)

Currencies Brazilian Real (BRL), Chilean Peso (CLP), Colombian Peso (COP), Mexican Peso (MXN)

Min amount 1 BRL, 10 CLP, 1,300 COP, 5 MXN
Recurring Yes

Refund Yes

Partial refunds Yes

Multiple partial refunds Yes

Chargeback No

Principle of operation

  1. Selection at checkout: Customer selects Mercado Pago account type and chooses between a personal account for standard online wallet functions or a seller account offering exclusive tools and benefits.
  2. Payment initiation: Merchant can manage sales, access statistics, withdraw money, and even take out loans through Mercado Pago, where payments are initiated via the wallet and funds are released to the seller’s account once the buyer receives the item.
  3. Payment confirmation: Payment is completed after the item is received.
  4. Merchant notification: Merchant receives confirmation after a successful transaction.

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