Card payments

[ { "title":"Testing", "link":"https://docs.solidgate.com/payments/testing/", "text":"Simulate payments to test your integration before launching in production.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-customizable.svg" } , { "title":"Create your payment form", "link":"https://docs.solidgate.com/payments/integrate/payment-form/create-your-payment-form/", "text":"Understand how to integrate the payment form into your product.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-payments.svg" } , { "title":"Billing", "link":"https://docs.solidgate.com/billing/", "text":"Smart billing solutions designed for diverse business models.", "imgSrc":"https://solidgate.com/wp-content/uploads/2022/06/icon-global.svg" } ]

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Card payments
Accept and manage payments from your customers

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Solidgate API allows developers to easily integrate card payments, offering a secure, reliable, and flexible solution. Only merchants with PCI DSS certification are eligible for full API. Merchants without PCI DSS certification can use the Solidgate Payment Form or Payment Page to process payments.

The service bundles 3D Secure protection, auto-settle flows, global card-scheme support, decline retries, and other card-payment tools.

The auto-settle process optimizes settlements by authorizing funds first and then settling after successful authorization. This process includes payment initiation, encryption, fraud checks, and authorization by the issuing bank.
Solidgate supports 3D Secure for payments, enhancing security for both merchants and customers. The process involves displaying a 3D Secure bank page to the customer and setting up success and fail URLs for browser redirects.
Solidgate offers CVV-free payments, enhancing transaction success and customer satisfaction. It is particularly useful for subscription-based businesses and in-app payments. Merchants or customers can initiate transactions with the option to define the initiator.
MOTO transactions allow customers to provide payment details remotely, such as by phone or mail, without the need for a physical presence of the card. These transactions are not subject to SCA regulations, making them a flexible option for merchants in certain payment scenarios.
This authorization type allows merchants to verify cards and store details for future transactions without charging the customer. It is particularly useful for card verification, free trial offers, and fraud prevention.
Solidgate provides a toolset for managing card payments, including initial charges, recurring payments, refunds, and settlements. Its address essential needs for effective card payment processing.
Understanding card payment processes is essential to optimize revenue and improve business security. Card tokenization, intelligent retry logic, and real-time transaction updates increase payment success rates.

These capabilities allow merchants to create smooth, secure payment experiences for single transactions and subscription models, supporting growth and customer loyalty.

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