Solidgate provides 3D Secure support for payments, enhancing security measures for both merchants and customers. To process a payment as a
Guide
This process ensures secure, reliable payment processing using 3D Secure authentication to prevent fraud.
3D Secure
payment, pass the force3ds parameter as a boolean
true
value.
When implementing 3D Secure payments, be prepared to display the 3D Secure bank page (ACS URL) to the customer after initiating a recurring request with a verify_url. The request process for recurring 3D Secure transactions is identical to the standard recurring methods, ensuring a seamless integration experience.
Furthermore, to handle 3D Secure transactions, make sure to set up success and fail URLs for browser redirects after a 3D Secure payment, either successful or unsuccessful payment. Provide necessary information for the frictionless flow of 3D Secure 2.0, such as browser details, time zone offset, and user-agent.
To get additional information on the 3D Secure flow, use:
- check order status API request
- order status Webhook notification
You can retrieve a three_ds object that provides the following details:
ecirepresents the Electronic Commerce Indicator ( Guide
ECI value represents authentication, affects authorization and liability protection. ECI ) security level used to authorize the payment.flowspecifies the customer involvement in the 3D Secure flow:- frictionless - authentication completed without customer input.
- challenge - customer was prompted for additional verification.
- none - authentication was attempted, but the issuer either does not support 3D Secure or did not respond.
- unspecified - unclear if the customer was involved in 3D Secure.
If the flow is null, it indicates that 3D Secure authentication was not initiated for the transaction. The eci value varies depending on the payment network, impacting the authentication, authorization, and liability protection level.