Testing
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Testing
Simulate payments to test your integration before launching in production

Solidgate’s sandbox testing capabilities, which encompass successful transactions, failures, fraud detection, and error modeling, are valuable for identifying potential issues and ensuring system stability.

By testing various payment methods such as card payments, Google Pay, Apple Pay, and PayPal, you can ensure interoperability and security, and prepare your integration for real-world scenarios.

Card payments

To test your Solidgate integration, use your sandbox channel with specific keys:

  • Guide
    Learn to authenticate API requests and fix validation errors effectively.
    Webhook keys
    , which start with the prefix wh_pk_/wh_sk_ , allow for receiving simulated webhook notifications.
  • Guide
    Learn to authenticate API requests and fix validation errors effectively.
    API keys
    , starting with api_pk_/api_sk_ , are used to make API requests within our sandbox.

Test scenarios are available to simulate processing , success , and failure , which are crucial for assessing your system’s readiness and reliability across varied payment conditions. Use the following test credentials to test:

Field Description Example
Card number Number varies depending on the payment scenario like success or decline. 4067429974719265
Expiry date Any future date within the next 50 years is valid. 12/34
CVV/CVC Use any 3-digit code (or 4-digit for AMEX). 123
Cardholder Use any placeholder values. Name Surname

Success orders

Card number Operation Result
4067429974719265 charge success
recurring success
auth success
settle success
void success
refund success
Testing includes scenarios such as auth + settle , with certain limitations on timing and transaction status.
Card number Operation Result
4532456618142692 charge success
recurring success
An example of the recurring token card_token , which you can receive via the check order status API / order status Webhook notification after payment.

Declined orders

Card number Operation Result
5251033622437578 charge failed
recurring success
auth failed
settle success
void success
refund success
The customer attempts a direct payment, skipping pre-approval or authorization, leading to an immediate fund transfer. Test steps include creating an order in processing status, trying a payment, and checking if the order moves to declined status with a fail transaction.
Card number Operation Result
4553815318053315 charge success
recurring success
auth failed
settle success
void success
refund success
This scenario tests placing a temporary hold on funds, ensuring they are available for final transaction confirmation. Steps include creating an order processing, attempting authorization, and verifying if it fails auth_failed.
Card number Operation Result
5361074849060618 charge success
recurring success
auth success
settle failed
void failed
refund success
This scenario involves a merchant attempting to finalize a transaction by capturing previously authorized funds, transferring the amount from the customer's to the merchant's account. Steps include successful authorization auth_ok, settlement attempt, and verifying if the transaction settles or fails.
Card number Operation Result
5361074849060618 charge success
recurring success
auth success
settle failed
void failed
refund success
The customer initiates an authorization to temporarily hold a specific amount on their card, ensuring funds are available but not immediately transferred. This allows for final confirmation before transaction completion. Testing involves creating an order in the processing status, attempting authorization, and checking if the order transitions to the auth_failed status, indicating a failed authorization attempt.
Card number Operation Result
4123212486997559 charge success
recurring failed
auth success
settle success
void success
refund success
Recurring payments involve scheduling automatic charges for ongoing services or subscriptions at specified intervals. Testing includes executing an auth to obtain a token used for a recurring operation with the initial created status of the transaction. The process is verified by ensuring the recurring transaction transitions to the fail status, indicating the recurring setup failure, while the order transitions to the declined status if successful.
Card number Operation Result
4123212486997559 charge success
recurring failed
auth success
settle success
void success
refund success
The customer initiates a recurring payment that starts with an authorization step. This ensures the merchant can verify the card and secure funds before setting up automatic charges for ongoing services or subscriptions at specified intervals. Testing includes executing an initial payment through auth/charge, obtaining a token upon successful authorization, using this token for a recurring payment with another authorization step, and verifying the recurring-auth transaction outcome.
Card number Operation Result
4476284533825961 charge success
recurring success
auth success
settle success
void success
refund failed
This scenario tests the refund process, intended to reverse a previously successful charge and return funds to the customer. The procedure involves confirming a successful payment settle_ok, initiating a refund, and validating the outcome. Successful refunds should transition the status to refunded, while failures maintain the original settle_ok status.

Card brand test

This section provides a list of test cards that can be used to verify the payment system.

Card number Operation Result
4532456618142692 charge success
recurring success
auth success
settle success
void success
refund success
Testing this particular card brand is essential for ensuring smooth and secure transactions for customers, ultimately enhancing customer satisfaction and trust in the payment system.
Card number Operation Result
5329777445319300 charge success
recurring success
auth success
settle success
void success
refund success
Testing this particular card brand is crucial for ensuring compatibility and reliability in transactions, key to maintaining customer trust and minimizing transaction declines.
Card number Operation Result
6763428189229070 charge success
recurring success
auth success
settle success
void success
refund success
Ensuring Maestro card compatibility enhances global transaction reliability, essential for expanding market presence and strengthening consumer trust.
Card number Operation Result
3527602488193781 charge success
recurring success
auth success
settle success
void success
refund success
Testing JCB cards is essential for seamless global transactions, enhancing customer trust, and expanding market accessibility, ensuring broad compatibility and reliability.
Card number Operation Result
6011218207927015 charge success
recurring success
auth success
settle success
void success
refund success
Assessing Discover card transactions ensures broad acceptance and seamless payment experiences, reinforcing confidence in payment infrastructure.
Card number Operation Result
6229261954246138 charge success
recurring success
auth success
settle success
void success
refund success
Testing UnionPay cards is vital for ensuring global financial inclusivity and transactional efficacy, fostering wider acceptance and customer convenience.
Card number Operation Result
371495481347626 charge success
recurring success
auth success
settle success
void success
refund success
Testing American Express cards is essential for guaranteeing high-end transaction security and enhancing premium service offerings, vital for customer satisfaction and retention.
Card number Operation Result
36527094796869 charge success
recurring success
auth success
settle success
void success
refund success
Ensuring seamless transaction processing for Diners Club cards is essential to delivering exceptional service experiences and maintaining a loyal, high-value customer base.

Errors

Use the test cards to simulate payments that the issuer rejects for various reasons. This can be useful for testing the error-handling logic of your integration.


General decline

These errors reflect declined transactions from bank refusals, order time-outs, compliance issues, or authentication failures.

  • 0.01 Guide
    The general group of declines. The card issuing bank did not complete the transaction successfully.
    General decline
  • 0.02 Guide
    The customer could not finalize the payment during the given timeframe, which resulted in order expiration.
    Order expired
  • 0.03 Guide
    In some cases, the card issuer can block a transaction for law violation reasons. It can be due to a cardholder or due to a sanctioned country.
    Illegal operation
Card number Result
4510108818406882 error : {code: 0.01, message: “ Guide
The general group of declines. The card issuing bank did not complete the transaction successfully.
General decline
”}
Card number Result
4532003312475364 error : {code: 0.02, message: “ Guide
The customer could not finalize the payment during the given timeframe, which resulted in order expiration.
Order expired
”}
Card number Result
4929213352238223 error : {code: 0.03, message: “ Guide
In some cases, the card issuer can block a transaction for law violation reasons. It can be due to a cardholder or due to a sanctioned country.
Illegal operation
”}

Validation errors

These errors indicate that correcting the input data can typically resolve invalid transaction data.

Card number Result
5299389115628964 error : {code: 2.06, message: “ Guide
The CVV code is the three-digit code on the back of a Mastercard or Visa, or the four-digit code on the front of an American Express.
Invalid CVV2 code
”}
Card number Result
4539146503757117 error : {code: 2.08, message: “ Guide
The customer entered an incorrect card number.
Invalid card number
”}
Card number Result
4945960509912296 error : {code: 2.09, message: “ Guide
Card is expired.
Invalid expiration date
”}
Card number Result
4857027008185133 error : {code: 2.10, message: “ Guide
3DS URL was not displayed to the cardholder during 3D Secure authentication attempts.
Invalid 3DS flow on the merchant side
”}

Transaction declines

Transaction declines arise from factors like card limits, insufficient funds, or fraud concerns, often necessitating bank contact or alternative payment methods.

  • 3.01 Guide
    The card issuer bank blocked the card for payments.
    Card is blocked
  • 3.02 Guide
    The customer’s card balance has insufficient funds.
    Insufficient funds
  • 3.03 Guide
    Card payment/credit limit was reached.
    Payment amount limit excess
  • 3.04 Guide
    The transaction has been declined by the card issuer. Reasons for decline can vary, including limits on online payments, daily payment amounts, or daily transaction counts.
    Transaction is declined by issuer
  • 3.05 Guide
    Contact card issuer for clarifications.
    Call your bank
  • 3.06 Guide
    The card has been declined for an unknown reason.
    Debit card not supported
  • 3.07 Guide
    The card has been declined for an unknown reason.
    Card brand is not supported
  • 3.08 Guide
    The card has been declined for an unknown reason.
    Do not honor
  • 3.10 Guide
    The issuing bank blocked the transaction due to possible fraud. The card was not in use for a long time, unusual activity, and other reasons.
    Suspected fraud
Card number Result
5462413335551193 error : {code: 3.01, message: “ Guide
The card issuer bank blocked the card for payments.
Card is blocked
”}
Card number Result
5151948477715326 error : {code: 3.02, message: “ Guide
The customer’s card balance has insufficient funds.
Insufficient funds
”}
Card number Result
4485664001324176 error : {code: 3.03, message: “ Guide
Card payment/credit limit was reached.
Payment amount limit excess
”}
Card number Result
5361250317309261 error : {code: 3.04, message: “ Guide
The transaction has been declined by the card issuer. Reasons for decline can vary, including limits on online payments, daily payment amounts, or daily transaction counts.
Transaction is declined by issuer
”}
Card number Result
4916242642369774 error : {code: 3.05, message: “ Guide
Contact card issuer for clarifications.
Call your bank
”}
Card number Result
5261820900437819 error : {code: 3.06, message: “ Guide
The card has been declined for an unknown reason.
Debit card not supported
”}
Card number Result
5134431550984251 error : {code: 3.07, message: “ Guide
The card has been declined for an unknown reason.
Card brand is not supported
”} for recurring transactions only
Card number Result
4907428874384745 error : {code: 3.08, message: “ Guide
The card has been declined for an unknown reason.
Do not honor
”}
Card number Result
4283184051091165 error : {code: 3.10, message: “ Guide
The issuing bank blocked the transaction due to possible fraud. The card was not in use for a long time, unusual activity, and other reasons.
Suspected fraud
”}

Fraud and anti-fraud

These errors indicate transactions flagged for potential fraud due to blacklisted cards, stolen cards, or triggered antifraud rules, requiring merchants to display a general decline and conduct further investigation or recommend customers to try again.

  • 4.02 Guide
    The card in use is stolen, all transactions are restricted.
    Stolen card
  • 4.05 Guide
    The acquiring bank blocked the transaction due to possible fraud. The card was not in use for a long time, unusual activity, and other reasons.
    PSP antifraud
  • 4.07 Guide
    An antifraud rule was triggered.
    Trusted antifraud system
Card number Result
4983102885450335 error : {code: 4.02, message: “ Guide
The card in use is stolen, all transactions are restricted.
Stolen card
”}
Card number Result
4075752033922822 error : {code: 4.05, message: “ Guide
The acquiring bank blocked the transaction due to possible fraud. The card was not in use for a long time, unusual activity, and other reasons.
PSP antifraud
”}
Card number Result
6011491463366455 error : {code: 4.07, message: “ Guide
An antifraud rule was triggered.
Trusted antifraud system
”}

Data or card verification

These errors relate to address mismatches, failed 3D verification, and issues with card tokens, requiring merchants to verify customer information, check for fraud, and consult support as needed.

Card number Result
5539974195624197 error : {code: 5.01, message: “ Guide
Understand why the payment is declined and how you can resolve it.
3D secure verification failed
”}
Card number Result
4485589319980072 error : {code: 5.02, message: “ Guide
We received an invalid/nonexistent card token.
Invalid card token
”}
Card number Result
5241981397484014 error : {code: 7.01, message: “ Guide
An error occurred and the token was not found.
Card token not found
”}

Connection or processing issues

These errors relate to transaction issues and connection errors; solutions include retrying, using a different card, or contacting the bank.

Card number Result
5414915934193648 error : {code: 5.03, message: “ Guide
Processing error.
Application error
”}
Card number Result
5199914302370491 error : {code: 5.08, message: “ Guide
Processing error. The transaction is not authorized due to technical issues.
Invalid transaction
”}
Card number Result
4935964870334207 error : {code: 6.02, message: “ Guide
A connection is poor or interrupted.
Connection error
”}

Card blocked or restricted

These errors refer to transactions blocked due to lost or restricted cards, requiring merchants to offer alternative payment options and check for potential fraud.

Card number Result
4222192107639022 error : {code: 4.04, message: “ Guide
The card in use is lost, all transactions are restricted.
Lost card
”}

Merchant configuration or activation errors

These errors are related to merchant configuration and API communication issues. The resolution steps include contacting the Solidgate support or ensuring proper API method usage.

Card number Result
5394262465415346 error : {code: 5.04, message: “ Guide
Processing error.
Merchant is not configured correctly
”}

Apple Pay or Google Pay

Our sandbox provides a secure environment for simulating the integration of Guide
Enable Google Pay button to give your customers more payment options.
Google Pay
and Guide
Optimize your payment form with Apple Pay integration, providing a secure and efficient checkout for Apple device users.
Apple Pay
, ensuring no risk to actual bank accounts or transactions.

Before beginning tests, please consult with your account manager regarding configuration needs. Keep in mind that Google Pay and Apple Pay digital wallets require the use of real cards, as test cards will not work.

For the initial one-time payment, using any amount not detailed below will result in a standard approval, ensuring all subsequent recurring payments on that token are automatically approved. However, to initiate a specific recurring or recurring auth payment outcomes, the initial transaction must have predefined amount values, which should be specified in cents, for example, amount 100 means 1:

  • 100 for Guide
    3D Secure enhances online payment security by verifying cardholder identity, reducing fraud, and shifting liability from merchants to card issuers.
    no 3DS
    success
  • 666 for Guide
    Challenge flow in 3D Secure 2 requires cardholder interaction for authentication, triggered by high-risk scenarios or regulatory mandates.
    challenge
    success
  • 555 for Guide
    Frictionless flow in 3D Secure 2 authenticates transactions silently, requiring no input from the cardholder for low-risk payments.
    frictionless
    success

Employing an amount other than these specified values for the initial transaction ensures that subsequent recurring payments are invariably approved, demonstrating the flexibility of the system in handling various transaction types.

Amount Result
100 success without 3DS
666 success with 3DS
555 success with frictionless 3DS
Amount Result
1 error : {code: 0.01, message: “ Guide
The general group of declines. The card issuing bank did not complete the transaction successfully.
General decline
“}
301 error : {code: 3.01, message: “ Guide
The card issuer bank blocked the card for payments.
Card is blocked
“}
302 error : {code: 3.02, message: “ Guide
The customer’s card balance has insufficient funds.
Insufficient funds
“}
3020 error : {code: 3.02, message: “ Guide
The customer’s card balance has insufficient funds.
Insufficient funds
“} with frictionless 3DS
304 error : {code: 3.04, message: “ Guide
The transaction has been declined by the card issuer. Reasons for decline can vary, including limits on online payments, daily payment amounts, or daily transaction counts.
Transaction is declined by issuer
”}
308 error : {code: 3.08, message: “ Guide
The card has been declined for an unknown reason.
Do not honor
”}
3080 error : {code: 3.08, message: “ Guide
The card has been declined for an unknown reason.
Do not honor
”} with 3DS
310 error : {code: 3.10, message: “ Guide
The issuing bank blocked the transaction due to possible fraud. The card was not in use for a long time, unusual activity, and more.
Suspected fraud
”}
403 error : {code: 4.03, message: “ Guide
The card is restricted, possibly due to being reported lost or stolen, or because of a restriction at the BIN or cardholder level preventing usage in certain countries, such as those subject to OFAC or embargo restrictions.
Restricted card
”}
Amount Result
549 processing
649 processing with 3DS
749 processing with frictionless 3DS

PayPal

PayPal testing allows you to simulate failed transactions using a sandbox environment, which is useful for ensuring that your system correctly handles various scenarios, including negative flows.

Technical declines generated in the sandbox will not appear in PayPal's administrative dashboards.

  • Before you begin testing, ensure that your development environment is set up correctly.
  • To perform testing, request access to the PayPal sandbox account from your account manager.

To test failed payments, set the API request with currency to USD and a specific amount, which should be specified in cents like amount 302 means 3.02, to trigger errors.

Amount Result
302 error : {code: 3.02, message: “ Guide
The customer’s card balance has insufficient funds.
Insufficient funds
“}
305 error : {code: 3.05, message: “ Guide
The cardholder should contact their bank for further information.
Call your bank
“}
308 error : {code: 3.08, message: “ Guide
The card has been declined for an unknown reason.
Do not honor
“}
Amount Result
301 error : {code: 3.01, message: “ Guide
The card issuer bank blocked the card for payments.
Card is blocked
“}
302 error : {code: 3.02, message: “ Guide
The customer’s card balance has insufficient funds.
Insufficient funds
“}
305 error : {code: 3.05, message: “ Guide
The cardholder should contact their bank for further information.
Call your bank
“}
308 error : {code: 3.08, message: “ Guide
The card has been declined for an unknown reason.
Do not honor
“}
502 error : {code: 5.02, message: “ Guide
An invalid or nonexistent card token was received during the transaction.
Invalid card token
“}
512 error : {code: 5.12, message: “ Guide
The account is blocked and all transactions made through this account will be declined by the payment processor or acquiring bank until the problem is resolved.
Account is blocked
“}

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